Video Description

Discover the dark truth about mortgage interest and how it controls your life. Learn how to pay off your mortgage early and save money doing that, with a free spreadsheet to plan your best investment strategy. Ever wondered, “How much interest will I really pay if I put this vs this amount?” This video breaks it down—showing you how mortgage interest is calculated, how amortization works, and some proven strategies to pay off your mortgage faster. Plus, I’ll show you how to create a mortgage payment schedule in Google Sheets that is free to download. Link above the table of Chapters🔽 Products I Use: ## My Mic setup RØDE VideoMicro Compact Mic: https://amzn.to/3BMMKLh RØDE VC1 Stereo 3.5mm Extension Cable: https://amzn.to/40o4RRc RØDE SC2 3.5mm TRS Patch Cable: https://amzn.to/3W7sMBR Amazon Basics - Tripod Boom Microphone Stand: https://amzn.to/40xJYDf ## Camera Setup Sony Alpha ZV-E10L: https://amzn.to/3W86P5y Backup battery: https://amzn.to/424vz2y Camera stand: https://amzn.to/421wnVG Dummy battery for Live recording: https://amzn.to/420dGBF ULANZI LS08 Overhead Camera Mount: https://amzn.to/422En92 ## Lights NEEWER RGB Softbox: https://amzn.to/3Wc3Ysf ## Mouse for Editing Corsair harpoon Pro Gaming Mouse (2 extra buttons): https://amzn.to/3ZXUyl6 Trading212 link: Do you want to get free shares worth up to £100? Join Trading 212 Invest with my link, and you will get free shares. https://www.trading212.com/invite/16ZqiHb7sX (UK only) Follow me: Instagram: https://instagram.com/drabhinavkr twitter: https://twitter.com/drabhinavkr_ ************************************** 🔗 Link to the spreadsheet: https://abhinavkumar.kit.com/588e292bab ************************************** CHAPTERS ⬇ ************************************** 00:00 Intro 00:34 Mortgage spreadsheet 00:51 standard purchase example 01:31 examples Table of contents 02:16 example 1- what if I Never pay 03:05 example 2- what if I pay less than interest 03:51 example 3- what if I pay interest only 04:48 example 4- what if I pay slightly more than interest 05:50 example 5- what if I pay exact amount to own house at the end 06:31 example 6- what if I pay $100 more than exact amount 07:46 example 7- what if I pay $250 more than exact amount 08:30 bonus 1- what if I pay at random times instead 09:30 bonus 2- does paying early matter? 09:53 hidden benefits to paying excess mortgage 10:41 how to get back your interest? ************************************** 👨🏻‍⚕️ Who am I? 🎵🎵 The new house owner🎵 🎶not an interest groaner!🎶 My name is Abhinav Kumar. I am an immigrant doctor in the UK. Through my YouTube channel, I want to speak my mind about money, work and growth. If you liked what you saw, join the tribe and discuss with like minded people. 👍🏼If you liked the video, I'd really appreciate if you leave me a like 👍🏻on the video. 💬Share your thoughts in the Comments below. Do share the video: https://youtu.be/5MmJPA7rdpE Add it to a playlist to watch it later or for personal collection. ************************************** Subscribe to DrAbhinavKumar: @drabhinavkr 😎 Subscribers: 8304