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"You can't go back and change the beginning, but you can start where you are and change the ending." C.S. Lewis Retirement planning in the 21st century comes with new challenges as well as new revolutionary opportunities in our rapidly changing world. The right combination of strategies and good planning can be the difference between a comfortable retirement and financially difficult retirement. Martinsen Wealth Management, LLC (“Martinsen Wealth”) is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. Form ADV Part 2A can be obtained by visiting https://adviserinfo.sec.gov and searching for our firm name. ADV Form 2B is available upon request. Neither the information nor any opinion expressed is to be construed as solicitation to buy or sell a security or personalized investment, tax, or legal advice.