A Third of Our Income went to Childcare

Debt Free Millennials โ€ข October 3, 2025
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Debt Free Millennials

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If you're a millennial who wants to crush debt and live payment free, consider me your debt free millennial guide. I'm Justine, and I paid off $35,000 in student loan debt on a $37,000 income in 2.5 years and I'm teaching you all of my debt free ways! Learn about paying off student loans, controlling your spending, conquering your biggest (and bad ass-iest) financial goals, and much more. Welcome to the DFM fam! ๐Ÿ”ด Partner With Me - [email protected]

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Welcome back to Debt Free Millennials! Today, we're reviewing our August budget with the ever-growing kid expenses and how our sinking fund is saving us. Join us as we prep for tariffs, celebrate a home project win, day-dream about our basement, and look forward to September! It's also football season again! Who's your favorite team? Comment below! CHAPTERS 0:00 - 2:03 - Intro + What're We Drinkin'? 02:04 - Do you know what we could do with $4900? 05:41 - Hitting the easy button on bills & food 08:00 - Our Childcare Sinking Fund is Saving Us 11:18 - RETAINING WALL ANNOUNCEMENT!! 14:19 - Cars & Other Quandaries 16:24 - Stay Tuned for September! ๐Ÿ“Š READY TO BUDGET? Click here to purchase the DFM Super Budget Template to get started! https://checkout.teachable.com/secure/129261/checkout/order_43fwmbsd -------- ๐Ÿงข Check out NEW merch in my shop! https://debtfreemillennials.com/merch/ -------- ๐Ÿ‘ฉ๐Ÿปโ€๐Ÿ’ป Want your budget reviewed anonymously on my channel? Fill out the Google Form here - https://forms.gle/7RpbxEEUtoLayMx76 ------- ๐Ÿ“’ I wrote a kids book and it's available on Amazon! Get your copy of Investing for Kids: 65 Activities about Saving, Growing, and Investing Your Money: https://amzn.to/3CRNkp1 -------- ๐Ÿ’Œ Sign up for the Debt Free Millennials FREE budget toolkit: https://www.debtfreemillennials.com/toolkit -------- ๐Ÿ“CHECK OUT THE SPEND MORE DEBT LESS WORKBOOK http://bit.ly/DFMworkbook -------- ๐ŸŒŸ My favorite money-saving app: FETCH REWARDS USE CODE WR367 TO RECEIVE FREE POINTS! https://fetchrewards.onelink.me/vvv3/referraltext?code=WR367 -------- ๐Ÿ“ฑIf you're paying more than $35/month for your cell phone, you're doing it wrong! Check out Mint Mobile (the cell phone carrier that I use, and keeps it budget-friendly!) - http://fbuy.me/ujCzy -------- ๐Ÿš™ My favorite FREE car insurance quote comparison tool: EXPERIANยฎ FOR AUTO INSURANCE https://www.dpbolvw.net/click-100603519-15369152 -------- ๐Ÿฆ‹ Connect on Socials! ๐Ÿ”ธ TikTok: https://www.tiktok.com/@debtfreemillennials ๐Ÿ”ธ Facebook Group: https://www.facebook.com/groups/debtfreemillennials ๐Ÿ”ธ Instagram: https://www.instagram.com/debtfreemillennials_ ๐Ÿ”ธ Site: https://www.debtfreemillennials.com ๐Ÿ”ด Partner With Me - [email protected] ๐ŸŽ‰ Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here! Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!