BBP REAL LIFE BUDGET | In the Green But Still Struggling With Money

Video Description

It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals. I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method. If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to [email protected]. In this episode, we break down a real life money story from a 38-year-old in Las Vegas who is technically in the green, but still feels financially stuck. She works in public service, is enrolled in a debt settlement program, is trying to rebuild after loss, and is also thinking about her future, from fertility treatments to fostering to building generational wealth. On paper, she is doing better than she has in years. In real life, it still feels fragile. ✨ We walk through: ✅ What National Debt Relief actually does and what it does not ✅ Why being in the green does not always mean you feel financially stable ✅ How debt settlement affects credit, cash flow, and long term plans ✅ What to prioritize when you are rebuilding after financial and emotional setbacks ✅ How to create stability when life keeps changing This is not about shaming, judgment, or quick fixes. It is about understanding how real people end up here, and what actually helps them move forward. If you have ever felt like you are doing everything right but still not feeling secure, this episode is for you. CHAPTERS: 00:00 Introduction 02:15 Samantha's WHY 03:42 Income 04:30 Fixed Expenses 06:33 Variable Expenses 07:10 Savings Goals 08:20 Debt Picture 10:01 The Budget by Paycheck Method 17:15 My Recommendations & Suggestions 22:10 What Do You Do When A Spouse Is Not On Board? 24:28 Conclusion ➡️TO SUBMIT YOUR INFORMATION to possibly be highlighted in a future Real Life Budget, please email your information to [email protected] ➡️TAKE THE ULTIMATE BUDGET COURSE: https://courses.thebudgetmom.com/p/building-blocks-of-budgeting ➡️ GET MY BEST SELLING BOOK: https://thebudgetmom.com/mymoneymyway ➡️ ORDER THE BUDGET BY PAYCHECK WORKBOOK: https://budgetbypaycheck.com/ ABOUT ME Kumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment. She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook, and is the author to the bestselling book, My Money My Way. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington. YOU CAN FIND ME AT: 📝 WEBSITE: https://www.thebudgetmom.com 📘 FACEBOOK: https://www.facebook.com/thebudgetmom/ 📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/ 📌 PINTEREST: https://www.pinterest.com/thebudgetmom/ GET STARTED ➡️Start Here: https://www.thebudgetmom.com/start-here/ ➡️Free Email Course: https://bit.ly/2UYgNFf ➡️Free Resources: https://bit.ly/2PDmTHz ➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n Soundstripe license: GWQBMYO2RIDO7BQE