30 Brutal Business Truths I Wish I Knew In My 20s

Charlie Chang October 21, 2025
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Sign up for the Gemini Credit Card: https://Gemini.com/Charlie In this video, I'll go over 30 brutal business truths I wish I knew in my 20s. These are the lessons that would have saved me years of mistakes, stress, and missed opportunities. I spent my entire 20s building, failing, learning, and rebuilding again. Some of these truths came from painful experiences, while others came from watching how the most successful entrepreneurs operate. If you’re in your 20s or even your 30s, this is one of the most valuable videos you’ll ever watch. 🎃 Get an exclusive 30-day free trial to GoHighLevel when you sign up using my link: https://gohighlevel.com/charlie ^ You'll also get my free pre-built snapshot, which includes done-for-you templates and automations. ► Get access to my FREE side hustle courses: https://www.sidehustlemastery.com My favorite finance + business products: 💳 My favorite credit cards: https://yourbestcreditcards.com/card-finder/?ccid=2004 🏦 Favorite online savings accounts: https://www.bankrate.com/landing/charlie-chang/best-savings-options/ 📈 Get up to 12 Free Stocks on WeBull: https://bit.ly/webull12stocks 🖥️ Best AI website builder (Less than $3/month using code CHARLIECHANG): https://hostinger.com/charliechang 🥇 Hire the top 1% of overseas talent: https://paired.so/charlie ► Join my FREE newsletter: https://buildabetterbusiness.co/subscribe If you want to see more videos like this, check out my other videos: 14 Money Rules That Millionaires Don't Want You To Know: https://www.youtube.com/watch?v=cvpUJ9dC88Y 12 Years of Marketing Knowledge in 35 Minutes: https://www.youtube.com/watch?v=UbKQFqpRcio I hope you guys found this video helpful, and if you did, please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future! Thank you for watching, and I hope you have a wonderful rest of your day! – Charlie #BusinessAdvice #EntrepreneurAdvice #lifelessons Timeline: 0:00 - Intro 0:24 - #1: Chase Skills, Not Money 1:03 - #2: You Will Fail 1:58 - #3: Service-Based Businesses Are The Best 2:38 - #4: Solve A Problem 3:17 - #5: Do One Thing Well, Then Expand 4:01 - #6: Most “Overnight Successes” Take 5-10 Years 4:35 - #7: The Stuff You Should Do Is What You Don’t Want To Do 5:12 - #8: Working More Hours Is Not The Same As Being Productive 6:05 - #9: Attention Is The New Currency 7:05 - #10: Doing Stuff That Doesn’t Scale 7:57 - #11: Taking Risks 8:39 - #12: Networking 9:34 - #13: Taxes 10:23 - #14: Lifestyle Creep 11:15 - The Gemini Credit Card 12:15 - #15: Investing Into High ROI Buckets 13:17 - #16: Money Should Be Moving At All Times 14:11 - #17: Reputation Is A Currency 14:44 - #18: Consuming Content 15:30 - #19: Always Be Moving 16:06 - #20: Energy Is An Asset 16:51 - #21: Every Business Will Fail Without This 17:38 - #22: Getting Good At Social Media 18:19 - #23: Learning Paid Ads 19:10 - #24: Own Your Own Audience 19:46 - #25: Build SOPs And Systems 20:45 - #26: Hiring 21:38 - #27: Getting Tools 22:28 - #28: AI 22:59 - #29: The 10-80-10 Rule 23:44 - #30: Go After It 24:30 - Conclusion Disclaimer: Some of the links above may be affiliate links, which means that if you click on them, I may receive a small commission. The retailers and financial services companies pay the commission at no cost to you, and this helps to support our channel and keep our videos free. Thank you! In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions. ► My Instagram: https://www.instagram.com/charlie__chang/ The Gemini Credit Card is issued by WebBank. For more information, see Rates & Fees: gemini.com/legal/cardholder-agreement Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. 4% back is available on up to $300 in spend per month for a year (then 1% on all other Gas, EV charging, and transit purchases that month). Spend cycle will refresh on the 1st of each calendar month. See Rewards Program Terms for details: gemini.com/legal/credit-card-rewards-agreement Analysis reflects Gemini Credit Card holders who earned bitcoin rewards between 10/08/2021 and 7/27/2024 and held all such rewards in their Gemini account through 07/27/2025. Calculation is based on bitcoin market value changes during the holding period. Individual results will vary depending on spend behavior, chosen rewards currency, holding duration, and market performance. Past performance is not indicative of future results. This information is for general informational purposes only and does not constitute investment advice.

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