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I’ve helped change the financial lives of millions of people over the last 20+ years…and here are 12 brutally honest lessons about money you need to hear. THIS VIDEO IS BROUGHT TO YOU BY ➡️ Facet | Facet is offering $300 into your brokerage account if you invest $5,000 within your first 90 days, plus the $250 enrollment fee will be waived for new annual members. This offer expires December 31, 2025. Head to https://facet.com/ramit to learn more about which membership option is best for you. FREE RESOURCES 💸 Conscious Spending Template: https://iwt.com/csp-youtube 📗 1st Chapter of I Will Teach You To Be Rich: https://iwt.com/chapter1-youtube ✍️ 1st Chapter of the IWT Journal: ​​https://iwt.com/ch1-journal-youtube 🧠 Get a Confident Money Mindset: https://iwt.com/mindset-yt 🧑‍💻 Design Your Rich Life: https://iwt.com/design-rich-life-yt 💡 Find Your First Profitable Idea: https://iwt.com/findanidea-youtube FREE CALCULATORS 💳 Debt Payoff Calculator: https://iwt.com/debtcalculator-yt 📈 Investment Calculator: https://iwt.com/investmentcalculator-yt 🏖️ Retirement Calculator: https://iwt.com/retirementcalculator-yt RAMIT’S PROGRAMS 💸 Earn1K | Earn $1,000+ on the side: https://iwt.com/earn1k-yt 🌟 Find your Dream Job: https://iwt.com/dreamjob-yt 🎯 Money Coaching with Ramit: https://iwt.com/moneycoaching-yt 💡 Earnable | Start & grow your business: https://iwt.com/earnable-yt Ramit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich” and “Money For Couples” Find Ramit on Instagram: https://www.instagram.com/ramit/ Subscribe so you don’t miss any of Ramit’s videos: https://youtube.com/user/ramitsethi/featured/