Build An All Weather Portfolio With Low Cost Index Funds

Video Description

What if you could build a portfolio that isn’t trying to predict the next twist in inflation, interest rates, or growth but is instead prepared for all of them? That’s the idea behind an all-weather portfolio. Ray Dalio popularised the concept, but UK investors face a different inflation profile, different bond markets, and ultimately need a different design. In this video, I’ll show you the principles behind all-weather investing, the low-cost UK funds you can use to build one, and an example portfolio that you can adapt. And at the end, I’ll show you what the long-term returns and drawdowns might realistically look like. Thank you to Lightyear for sponsoring this video. Use our special code PENSIONCRAFT or go to https://www.lightyear.com/pensioncraft to get up to £100 in a fractional share or ETF in your General Investment Account. Valid for only new users who registered within the last 30 days. To claim a reward, complete onboarding and deposit at least £100 within 30 days after entering the code. Capital at risk. ISA rules apply. Promotional terms apply: https://www.lightyear.com/signup-promotion-terms. Fractional instrument selection is subject to availability. ✔️ If you want to learn more about investing, why not become a pensioncraft.com member? To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor-education/membership/ What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your questions in a one-to-one video call via Zoom: https://pensioncraft.com/power-hour/ 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ 📖 Understand investment in more depth with my online courses https://pensioncraft.com/courses-we-offer/ ❓ Join PensionCraft on YouTube and you’ll be supporting me to make more content and I will answer your questions and respond to your comments on YouTube as a priority https://www.youtube.com/pensioncraft/join 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast app of choice or at https://www.youtube.com/@ManyHappyReturnsPodcast The Following Data Sources Help Me Create My Videos (These links provide new users with a special offer and may also provide me with a small commission) ✔️ Stockopedia - New users get a special 25% discount on any annual plan if they use this link http://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. ✔️ ShareScope & Sharescope Pro - special discount offers are available for PensionCraft viewers who use this link https://sharescope.co.uk/pensioncraftsp ✔️Bondfish provides bond market data, analytics, and broker availability. New users get a special 20% discount on the Premium plan when they use the promo code PENSIONCRAFT at https://bondfish.com/pensioncraft Timestamps 00:00 Introduction 00:54 What ‘All Weather’ actually means 01:45 Why Dalio’s original mix is not ideal for UK investors 04:47 The four key buckets 07:44 Shorter duration: the post-2020 reality 10:41 Low-Cost UK Building Blocks 13:09 Example All-Weather portfolio for UK investors 15:02 Expected returns, risk & regime behaviour 17:50 Practical UK notes Where Else You Can Find Me 🌐 Website - https://pensioncraft.com/ 📱 Twitter - https://twitter.com/PensionCraft 👨 Facebook - https://www.facebook.com/pensioncraft/ 🔗 LinkedIn - https://www.linkedin.com/company/pensioncraft Take A Look At Some Of My Other Videos 📹 Investment For Beginners playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcG9QNlRJ_QjI8iX_q_I8jo 📹 Investing For Retirement playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcWFuRd51gkPyAGleZRvGcN 📹Investing With Vanguard playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfMV4S_51E_zmbMio4UNBtM 📹 Portfolio Building Blocks playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TdRdp-hLnL5oxsaRjJZVSyn DISCLAIMER All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results. If you need financial advice, Unbiased, the UK’s leading online directory of financial advisers, can connect you to an Independent financial advisor for free. Additionally if you use our link to register with Unbiased, your first consultation with a financial adviser is free. https://imp.i337888.net/c/4012142/1936845/11746 (This link provides you with a special offer and we will also earn a small commission)