Compounding Vs Amortizing Interest for Infinite Banking | And Asset Show Ep 18

The And Asset December 15, 2025
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The And Asset

@andasset

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What is the And Asset? The And Asset™ is an overfunded whole life insurance policy. More specifically, it is a specially-designed dividend-paying contract with a mutually-owned life insurance company. The And Asset™ allows you to save money that grows tax-free for the rest of your life, gives you control of it, provides a death benefit and can provide future cashflow. And Asset powered by BetterWealth Website - www.andasset.com Email - [email protected] Clarity Call - https://bttr.ly/aaclarity

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Analyzing Compounding interest vs Amortizing interest for infinite banking. In this episdoe of the And Asset Show, Caleb Guilliams and Dom Rufran break down this popular debate in the IBC industry, using real math, illustrations, and a whiteboard. This is the last video you'll need to watch on this topic. 00:00 Introduction: Compound vs. Amortized Interest 02:14 Revisiting The AND ASSET Book 04:16 Setting up the Apples-to-Apples Comparison 07:37 Compound vs. Amortized at the Same Interest Rate 15:13 Why the Confusion Exists in Infinite Banking? 19:45 Borrowing Principles and the Value of Insurance 21:47 Visualizing the Scenarios (Dom vs. Dom 2.0) 24:50 Human Behavior and Risk Management 31:14 Tying the Concept to Life Insurance (The Dom 2.0 Scenario) 34:09 Conclusion 37:26 Q&A #1 Can one place a Life Insurance Policy inside a Self-Directed ROTH IRA? 39:26 Q&A #2 What do you think of Gerber Life? 41:30 Q&A #3 What are the Best Companies for Whole Life and IUL & Becoming an Agent? 43:51 Q&A #4 Excess Repayment to Policy Loan Want Whole Life Insurance? Click Here To Meet Our Team: https://bttr.ly/aa-yt-clarity Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want Free Life Insurance Education & Resources? Unlock the Vault: https://bttr.ly/yt-aa-vault Learn More About the And Asset: https://bttr.ly/andasset ====================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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