Video Description

India’s rising life expectancy is reshaping how we should think about retirement. With many likely to live into their 90s and beyond, the old model of retiring at 60 with a limited corpus is no longer enough. But are we, as a society, prepared for this shift? In this episode, we speak with Upasana Koul, Co-founder and Director of Eleveight, a research-driven financial consulting firm. She shares fresh insights on how India can prepare financially and socially for much longer retirements. Here’s what we covered: - Why does retirement planning need a complete mindset shift? - How to build a corpus for 30+ years of post-retirement life? - The challenges of inflation, medical costs, and longevity risk. - Gender gaps in retirement planning and financial literacy. Timestamps : 0:00 Introduction 01:18 Why study retirement trends 05:09 Changing retirement age 06:50 Financial insecurity in retirement 09:03 Steps for retirement planning 11:14 Planning for 100-year lifespan 13:17 Delay in retirement planning 15:18 Pre-retirees vs retirees 18:01 Gen Z and retirement outlook 19:48 Mutual funds vs traditional options 22:11 How to retire early 23:46 Behavioural aspect of saving 27:12 Role of financial advisors 29:40 Advice for 30s and 40s 31:20 Ideal corpus for retirement 33:01 Key takeaways Disclaimer: This content is provided for educational and informational purposes only. The views expressed by our guests reflect their personal opinions and experiences. Our intent is not to defame or cause harm to any individual, entity, brand, or product mentioned. We aim to offer insights that empower our audience to make well-informed decisions. Viewers should consider their unique circumstances and consult with qualified financial professionals when necessary before acting on any information presented in this video. Guest Social Media : Linkedin: https://www.linkedin.com/in/upasanak/