ERROR #1 al Comprar Casa: EX-BANQUERO Revela Cuánta HIPOTECA Deberías Pedir

El Banquero del Pueblo December 14, 2025
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El Banquero del Pueblo

@elbanquerodelpueblo

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👇🏼¡SUSCRÍBETE! Finanzas personales y educación financiera para poner control en tu economía. Bienvenido/a a "El Banquero del Pueblo". ¿Qué encontrarás aquí? En este canal quiero ayudarte a entender y aprovechar al máximo el mundo de las finanzas: desde educación financiera básica y gestión de gastos hasta inversión en renta variable, bienes raíces o criptomonedas. Si tienes preguntas o buscas mejorar tus conocimientos para tomar decisiones financieras más inteligentes, este es tu espacio. Únete a nuestra comunidad, suscríbete y empieza a construir un futuro financiero sólido. ✉️Podéis escribirme siempre que queráis a [email protected]

Video Description

👉🏼 Si estás pensando en comprar casa o pedir una hipoteca, este vídeo te va a resolver uno de los dilemas más importantes y mal entendidos: cuánta hipoteca deberías pedir realmente. Si quieres invertir en _fondos indexados_ a largo plazo ➜ Prueba MyInvestor: https://bit.ly/Fondos_Indexados_Globales *25€ de regalo: VCNQ6* Código Amigo *¿Necesitas ayuda con tu HIPOTECA?* Compartir con vosotros que he puesto en marcha junto con mi equipo un servicio de BROKER HIPOTECARIO. Además de todos los vídeos que podrás encontrar en el canal, ahora también os podremos ayudar de manera mucho más directa. ➜ Puedes solicitar una primera orientación, sin compromiso ni coste alguno: https://forms.gle/f7e6sJ9XXKGhspay8 ➜ Descubre cómo funciona: https://elbanquerodelpueblo.es/broker-hipotecario-online/ La mayoría cree que “cuanta más entrada mejor”… pero te voy a explicar por qué esto puede ser un error que te cueste miles de euros. Hoy analizamos cuánta hipoteca deberías pedir y cuál es el verdadero problema de la entrada. Desmontamos mitos, explicamos el sistema francés, hablamos de inflación, de coste de oportunidad y te enseño un caso real para que entiendas por qué adelantar demasiado dinero al principio puede ser un error enorme… incluso aunque reduzcas intereses. También veremos qué implica financiar un 80%, 90% o 100%, cómo evaluar si tu cuota es sostenible y por qué, en muchos casos, tener más liquidez es más importante que pagar menos entrada. Qué vas a aprender hoy: ✅ Cuánta hipoteca pedir según tus ingresos y tu perfil ✅ Cuánta entrada conviene poner realmente ✅ Por qué el “cuanta más entrada, mejor” a veces es un error ✅ Cómo funciona el sistema francés y cómo se calculan los intereses ✅ Cómo la inflación reduce tu deuda pero destruye tu dinero parado ✅ El coste de oportunidad de adelantar capital ✅ Qué opción tiene más sentido: financiar 80%, 90% o 95% ✅ Caso práctico real explicado paso a paso Comprar casa es una decisión enorme. Si quieres hacerlo bien y evitar errores que pueden costarte años de ahorro, este vídeo te dará una hoja de ruta clara y aplicable. 📈 Suscríbete a El Banquero del Pueblo y activa la campanita para no perderte más guías sobre hipotecas, vivienda e inversión a largo plazo. *VÍDEOS DE INTERÉS* https://youtu.be/Gl1YF1aWRGE https://youtu.be/tX4BcgDEsBc https://youtu.be/D_dDRfJ_8xI https://youtu.be/BOCQv5ODKHY *EXCEL "Puedo Pedir una Hipoteca"* *Importante* Ir a _archivo_ ➜ _hacer una copia_ para poder modificarlo a tu gusto ➜ Descarga aquí: https://bit.ly/pedirhipotecav3_BDP El excel es gratis, las ganas de compartir también, pero si te hace ilusión invitarme un café, puedes hacerlo en mi página _buy me a coffee_ ➜ https://buymeacoffee.com/banquerodelpueblo ------------------------ *SÍGUEME EN REDES SOCIALES* _IMPORTANTE:_ NUNCA te escribiré por privado para pedirte dinero, datos personales ni inversiones. Si ves una cuenta haciéndose pasar por mí, ignórala y repórtala. https://www.instagram.com/banquerodelpueblo https://www.facebook.com/elbanquerodelpueblo https://www.tiktok.com/@banquerodelpueblo ------------------------ *SIGUE APRENDIENDO CON MÁS CONTENIDO GRATUITO* https://www.youtube.com/playlist?list=PLREb_J3Nk6_5gAlUCF1wEx772t_Uln83b https://www.youtube.com/playlist?list=PLREb_J3Nk6_6UDkQyqGYJ9a81NIWPd7xh https://www.youtube.com/playlist?list=PLREb_J3Nk6_5of5McyxVFFcVweGUYZy2r https://www.youtube.com/playlist?list=PLREb_J3Nk6_6JZbO3TbgZBUBZwl4cTXdF https://www.youtube.com/playlist?list=PLREb_J3Nk6_5Dz_724X0EGgdUZBuA2K_z https://www.youtube.com/playlist?list=PLREb_J3Nk6_69TkU-PHPDojpAnyB4urgm ------------------------ #hipoteca #pedirhipoteca #mejoreshipotecas #entradahipoteca #hipoteca100 _DISCLAIMER_ El contenido de este canal tiene fines exclusivamente educativos y en ningún caso constituye asesoramiento financiero ni recomendación de inversión personalizada. Invertir en valores e instrumentos financieros conlleva riesgos, incluyendo la posible pérdida total del capital invertido. Los resultados pasados no garantizan rendimientos futuros. Antes de invertir, realiza tu propio análisis y, si lo necesitas, consulta con un asesor financiero autorizado. Algunos de los enlaces de este canal pueden ser enlaces de afiliación o estar relacionados con colaboraciones comerciales, y la referencia a sus productos y servicios se considera publicidad conforme a la normativa vigente. Si decides utilizarlos, yo puedo recibir una comisión o beneficio sin coste adicional para ti.

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