Here’s Why Working One More Year is the Biggest Retirement Decision You’ll Ever Make

Video Description

Most people underestimate how big the decision to work just one more year can be—both financially and personally. In this video, we explore Kurt and Eva’s retirement dilemma: Should they retire now at 67 or work one additional year? We’ll break down the financial impacts, including social security benefits, portfolio growth, and probability of success, while also diving into the overlooked personal costs like health, relationships, and missed opportunities. Balancing financial security with living the life you’ve worked so hard for isn’t easy. Watch as we help Kurt and Eva craft a retirement plan that aligns with their goals—and discover insights to help you do the same. ======================= Work with us → https://www.rootfinancial.com/start-here/ Check out our Root Financial Youtube Channel → https://www.youtube.com/channel/UCopKwWs9ea1dAOxqZOqBjpg Get access to the retirement software I use → https://retirement-planning-academy.mykajabi.com/rpa Join Community → https://root-collective-58ba64.circle.so/join?invitation_token=7d3099b487a7dac1d9e97518d6661caff82a14cd-e9ef17fb-3ff3-48ef-ac1e-1d1939c91ae0 ⏱Timestamps:⏱ 0:00 - Meet Kurt and Eva 2:13 - Can they retire now? 5:07 - Probability of success 6:59 - Another perspective 8:45 - Increase probability of success 12:24 - Consider both sides of the spectrum -- Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation. The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal. Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements. Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.