Housing Demand Bounces Back as DSCR Loan Delinquency Doubles

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Episode #381 Join the Future of Real Estate Investing with Fundrise: https://www.fundrise.com/bpmarket Episode Show Notes: https://lnk.to/onthemarketYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media Grab the Book _Real Estate by the Numbers_: https://store.biggerpockets.com/products/real-estate-by-the-numbers?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the On the Market Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders 2026 Home Price Predictions: The Correction Continues? https://www.biggerpockets.com/blog/real-estate-1210?utm_source=youtube&utm_medium=description&utm_campaign=none Articles from Today’s Episode: _HousingWire_ : Despite economic uncertainty, weekly housing demand up double digits over 2024: https://www.housingwire.com/articles/despite-economic-uncertainty-weekly-housing-demand-up-double-digits-over-2024/ _HousingWire_ : December housing data provides early signals for 2026 market: https://www.housingwire.com/articles/december-housing-trends-2026/ _NAR_ : First-Time Home Buyer Share Falls to Historic Low of 21%, Median Age Rises to 40: https://www.nar.realtor/newsroom/first-time-home-buyer-share-falls-to-historic-low-of-21-median-age-rises-to-40 _Business Insider_ : The wannabe real estate moguls going bust: https://www.businessinsider.com/landlords-dscr-loans-delinquencies-real-estate-investor-trouble-2025-12 Connect with Dave and Our Panel of Expert Guests: Dave Meyer: https://www.biggerpockets.com/users/davem27?utm_source=youtube&utm_medium=description&utm_campaign=none Henry Washington: https://www.biggerpockets.com/users/henryw22?utm_source=youtube&utm_medium=description&utm_campaign=none James Dainard: https://www.biggerpockets.com/users/jdainflips?utm_source=youtube&utm_medium=description&utm_campaign=none Kathy Fettke: https://www.biggerpockets.com/users/kfettke?utm_source=youtube&utm_medium=description&utm_campaign=none We’re only a week away from winter, but the housing market is heating back up. Demand is rising as savvy buyers know that lower prices peak during the holiday season. But one crucial cohort is nowhere to be found…and it could have damaging consequences for the housing market as a whole. We’re back with another headline episode, taking the biggest stories from the housing market and giving our takes so you can make the best investing decision possible. This winter is feeling warmer for housing as demand does what no one expects—increases during the seasonally slow period of the year. What’s causing it—lower rates, FOMO, or something else entirely? Remember when people in their 20s used to buy houses? Well…not anymore. The new first-time homebuyer age reached a worrying new high, one that many of us couldn’t even believe. DSCR loan defaults are starting to tick up, doubling from this time last year. Is this a bigger deal than many think, and could it bring discounted investment properties to the table? Finally, Dave shares a sneak peek at BiggerPockets’ newest investor survey, where investors share what they think is coming in 2026…and there’s a lot to be excited about.