How a Salesman Retired in his 40s | Is ₹2.5 Crore Enough To Retire? ft. @TheFIREdCouple

Video Description

In this episode, we sit down with Yogesh and Seema, a power couple who redefined what retirement looks like. From humble beginnings, both earning just thousands per month as a salesman and an IT professional, to building a crore corpus and achieving financial independence in their 40s, their journey is nothing short of inspiring. 🚀 Here’s what we cover in this conversation: 1️. The Beginning: How they transformed modest paychecks into endless possibilities. 2️. The Turning Point: The exact moment they decided to pursue early retirement and how they planned for it. 3️. The Money Talk: Their investment strategies, tackling lifestyle inflation, and the lessons they learned along the way. 4️. The FIRE Life in Thailand: Why they chose Thailand, how they manage expenses, and the financial freedom they enjoy compared to metro life in India. 5️. Practical Advice: Actionable tips for anyone aiming for financial independence, even on a small salary. 6️. Reflections & Lessons: How they made compounding work for them and what they learned from their FIRE journey. Whether you’re dreaming of early retirement, exploring the FIRE movement, or just looking for actionable financial advice, this episode is for you! Watch now and find out: How they calculated their FIRE corpus and made it happen. What life is really like post-retirement? Practical steps you can take to start your FIRE journey. Get inspired by their story and start shaping your financial future today! Don’t forget to like, comment, and subscribe for more empowering content. 🙌 Timeline - 00:00 - 01:06 Introducing who achieved early retirement together 01:08 - 01:33 Age when they were Financially Independent? 01:34 - 03:49 How they started in their career - 1st salary 03:50 - 05:10 Career Progress + Income Contribution 05:11 - 07:09 Definition of retirement 07:10 - 08:26 At what age did they retire 08:27 - 09:50 The decision of retirement + Daily life expenses 09:51 - 11:45 How did you decide to retire as a couple? & Bank Balance at that time 11:46 - 14:53 How did you cover the gap between savings and your corpus goal? 14:54 - 19:36 How as a couple you share the finances? 19:37 - 20:36 Investment decisions that helped to build your corpus 20:37 - 23:59 How impactful lifestyle inflation is? 24:00 - 25:28 Mistakes in your investment journey 25:29 - 27:50 Thailand, a financial or emotional decision 27:51 - 29:56 Expenses in Thailand 29:57 - 31:02 Thailand Vs. India what is cheaper? 31:03 - 36:41 Can a 20 year old with a 30k salary/month retire at the age of 35? 36:42 - 38:11 Did you ever think your corpus will fall short in your retired life? 38:12 - 40:19 How do you adjust your portfolio that it beats inflation? 40:20 - 43:16 Financial lessons after retirement 43:17 - 45:19 Advice to women and couples out there #FIREJourney #RetireEarly #ThailandLife #FinancialIndependence #Podcast #INDmoney #FIREIndia