How "Learn to Code" Backfired on a Whole Generation

Two Cents September 17, 2025
Video Thumbnail
Two Cents Logo

Two Cents

View Channel

About

TWO CENTS is an educational show about personal finance. The show is created and written by Philip Olson, Julia Lorenz-Olson, Andrew Matthews, and Katie Graham. Hosts Philip and Julia met at UT Austin while studying theater and were married in 2007 (while still students). He was licensed as an investment advisor in 2011 and received his CFP credentials in 2015. Julia started several small businesses before transitioning to the mortgage industry. In 2015 they founded SOLSTICE WEALTH, a fee-only financial planning firm dedicated to entrepreneurs and artists. Andrew Matthews and Katie Graham (also married IRL) direct, produce edit, and animate Two Cents. Together they’ve worked on multiple films including ZERO CHARISMA and BEST WORST MOVIE. Andrew has directed other PBSDS channel shows IT’S OKAY TO BE SMART and IT’S LIT. Katie was a YouTube vlogger back in 2006 making over 100 videos under the user name K80blog.

You May Also Like

Coding Starter Kit Essentials

AI-recommended products based on this video

Loading...
10.1 Inch Touch Portable Monitor IPS Screen 1366x768P 60Hz 400 Brightness 99% sRGB HDMI USB-C Monitors Switch for Xbox PS3/4/5 Laptop Compatible with Raspberry Pi, Mini Touch Screen

10.1 Inch Touch Portable Monitor IPS Screen 1366x768P 60Hz 400 Brightness 99% sRGB HDMI USB-C Monitors Switch for Xbox PS3/4/5 Laptop Compatible with Raspberry Pi, Mini Touch Screen

(1)
$99.99
FREE delivery Mon, Aug 11
Loading...
Anker 332 USB-C Hub (5-in-1) with 4K HDMI Display, 5Gbps - and 2 5Gbps USB-A Data Ports and for MacBook Pro, MacBook Air, Dell XPS, Lenovo Thinkpad, HP Laptops and More

Anker 332 USB-C Hub (5-in-1) with 4K HDMI Display, 5Gbps - and 2 5Gbps USB-A Data Ports and for MacBook Pro, MacBook Air, Dell XPS, Lenovo Thinkpad, HP Laptops and More

(11,639)
$23.99
FREE delivery Sat, Jun 14 on your first order
1K+ bought in past month
Loading...
Logitech G203 Wired Gaming Mouse, 8,000 DPI, Rainbow Optical Effect LIGHTSYNC RGB, 6 Programmable Buttons, On-Board Memory, Screen Mapping, PC/Mac Computer and Laptop Compatible - Black
Best Seller

Logitech G203 Wired Gaming Mouse, 8,000 DPI, Rainbow Optical Effect LIGHTSYNC RGB, 6 Programmable Buttons, On-Board Memory, Screen Mapping, PC/Mac Computer and Laptop Compatible - Black

(17,871)
$27.98$22.38
FREE delivery Tue, Oct 14 on your first order
500+ bought in past month
Loading...
Logitech G305 LIGHTSPEED Wireless Gaming Mouse, Hero 12K Sensor, 12,000 DPI, Lightweight, 6 Programmable Buttons, 250h Battery Life, On-Board Memory, PC/Mac - Black

Logitech G305 LIGHTSPEED Wireless Gaming Mouse, Hero 12K Sensor, 12,000 DPI, Lightweight, 6 Programmable Buttons, 250h Battery Life, On-Board Memory, PC/Mac - Black

(21,223)
$44.98
FREE delivery Tue, Oct 14
1K+ bought in past month
Loading...
Dell S2722DC Monitor - 27-inch WQHD (2560x1440) 75Hz 4Ms Display, AMD FreeSync, Built in Speaker, USB Type-C/USB 3.2 Gen 1/HDMI Connectivity, Height/Pivot/Swivel/Tilt Adjustability - Platinum Silver
Amazon's Choice

Dell S2722DC Monitor - 27-inch WQHD (2560x1440) 75Hz 4Ms Display, AMD FreeSync, Built in Speaker, USB Type-C/USB 3.2 Gen 1/HDMI Connectivity, Height/Pivot/Swivel/Tilt Adjustability - Platinum Silver

(4,001)
$299.99
FREE delivery Sun, Aug 24
200+ bought in past month
Loading...
10.1 Inch Touch Portable Monitor IPS Screen 1366x768P 60Hz 400 Brightness 99% sRGB HDMI USB-C Monitors Switch for Xbox PS3/4/5 Laptop Compatible with Raspberry Pi, Mini Touch Screen

10.1 Inch Touch Portable Monitor IPS Screen 1366x768P 60Hz 400 Brightness 99% sRGB HDMI USB-C Monitors Switch for Xbox PS3/4/5 Laptop Compatible with Raspberry Pi, Mini Touch Screen

(1)
$99.99
FREE delivery Mon, Aug 11
Loading...
ELECROW 8 Inch Portable Monitor, 1280x800 Mini HD Display with Built-in Speakers, USB Powered, Non-Touch LCD Screen for Raspberry Pi, PC, Laptop, Jetson Nano, Game Consoles

ELECROW 8 Inch Portable Monitor, 1280x800 Mini HD Display with Built-in Speakers, USB Powered, Non-Touch LCD Screen for Raspberry Pi, PC, Laptop, Jetson Nano, Game Consoles

(49)
$117.29$102.21
$6.86 delivery Thu, Aug 14
Loading...
7 Inch Portable Monitor Touchscreen HD 1024x600 LED Display Dual HDMI Port Small Monitor for PC Raspberry Pi Laptop Computer Xbox PS4/5 Switch Built-in Speakers

7 Inch Portable Monitor Touchscreen HD 1024x600 LED Display Dual HDMI Port Small Monitor for PC Raspberry Pi Laptop Computer Xbox PS4/5 Switch Built-in Speakers

(61)
$68.99
FREE delivery Tue, Aug 12
Loading...
BrosTrend 1800Mbps WiFi 6 Linux WiFi Adapter for PC and Raspberry Pi 2+, Long Range USB WiFi Dongle Linux for Ubuntu, Mint, Debian, Kubuntu, Lubuntu, Zorin, Windows 11/10, Dual Band Wireless Antenna

BrosTrend 1800Mbps WiFi 6 Linux WiFi Adapter for PC and Raspberry Pi 2+, Long Range USB WiFi Dongle Linux for Ubuntu, Mint, Debian, Kubuntu, Lubuntu, Zorin, Windows 11/10, Dual Band Wireless Antenna

(288)
$54.14
FREE delivery Sun, Jun 22
Loading...
Environet Hydroponic Growing Kit, Self-Watering Mason Jar Herb Garden Starter Kit Indoor, Windowsill Herb Garden, Grow Your Own Herbs from Organic Seeds (Basil)

Environet Hydroponic Growing Kit, Self-Watering Mason Jar Herb Garden Starter Kit Indoor, Windowsill Herb Garden, Grow Your Own Herbs from Organic Seeds (Basil)

(786)
$69.15$33.51
FREE delivery Jun 13 - 17
Loading...
Herb Garden Planter Indoor Kit 21Pcs Kitchen Herb Garden Starter Kit Growing Kit Including Wooden Box Burlap Pots Soil Discs Gardening Tools Unique Easter Birthday Christmas Gift Ideas for Women Mom

Herb Garden Planter Indoor Kit 21Pcs Kitchen Herb Garden Starter Kit Growing Kit Including Wooden Box Burlap Pots Soil Discs Gardening Tools Unique Easter Birthday Christmas Gift Ideas for Women Mom

(0)
$30.99
FREE delivery Jun 19 - Jul 3
Loading...
Bonsai Starter Kit – 1x Bonsai Tree | Complete Indoor Starter Kit for Growing Plants with Bonsai Seeds, Tools & Planters – Gardening Gifts for Women & Men
Best Seller

Bonsai Starter Kit – 1x Bonsai Tree | Complete Indoor Starter Kit for Growing Plants with Bonsai Seeds, Tools & Planters – Gardening Gifts for Women & Men

(243)
$19.99
FREE delivery Sat, Jun 14 on your first order
300+ bought in past month
Loading...
Freenove Ultimate Starter Kit for BBC micro bit (V2 Included), 316-Page Detailed Tutorial, 225 Items, 44 Projects, Blocks and Python Code

Freenove Ultimate Starter Kit for BBC micro bit (V2 Included), 316-Page Detailed Tutorial, 225 Items, 44 Projects, Blocks and Python Code

(382)
$94.95
PrimeFREE delivery Sat, Jun 14
Loading...
Environet Hydroponic Growing Kit, Self-Watering Mason Jar Herb Garden Starter Kit Indoor, Windowsill Herb Garden, Grow Your Own Herbs from Organic Seeds (Basil)

Environet Hydroponic Growing Kit, Self-Watering Mason Jar Herb Garden Starter Kit Indoor, Windowsill Herb Garden, Grow Your Own Herbs from Organic Seeds (Basil)

(786)
$69.15$33.51
FREE delivery Jun 13 - 17
Loading...
Herb Garden Planter Indoor Kit 21Pcs Kitchen Herb Garden Starter Kit Growing Kit Including Wooden Box Burlap Pots Soil Discs Gardening Tools Unique Easter Birthday Christmas Gift Ideas for Women Mom

Herb Garden Planter Indoor Kit 21Pcs Kitchen Herb Garden Starter Kit Growing Kit Including Wooden Box Burlap Pots Soil Discs Gardening Tools Unique Easter Birthday Christmas Gift Ideas for Women Mom

(0)
$30.99
FREE delivery Jun 19 - Jul 3
Loading...
Bonsai Starter Kit – 1x Bonsai Tree | Complete Indoor Starter Kit for Growing Plants with Bonsai Seeds, Tools & Planters – Gardening Gifts for Women & Men
Best Seller

Bonsai Starter Kit – 1x Bonsai Tree | Complete Indoor Starter Kit for Growing Plants with Bonsai Seeds, Tools & Planters – Gardening Gifts for Women & Men

(243)
$19.99
FREE delivery Sat, Jun 14 on your first order
300+ bought in past month
Loading...
Freenove Ultimate Starter Kit for BBC micro bit (V2 Included), 316-Page Detailed Tutorial, 225 Items, 44 Projects, Blocks and Python Code

Freenove Ultimate Starter Kit for BBC micro bit (V2 Included), 316-Page Detailed Tutorial, 225 Items, 44 Projects, Blocks and Python Code

(382)
$94.95
PrimeFREE delivery Sat, Jun 14