How to Know When You Can Stop Extreme Frugality

Under the Median December 9, 2025
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Under the Median

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Yes! You can be frugal and still have fun. Hi! We're Hope and Larry. We've raised four sons debt free, including paying cash for our home when our income averaged around $40K a year. We love helping people learn how to save more money, without feeling deprived. If you feel STUCK and unable to make progress on any of your money goals, grab a big dose of hope and guidance from us - a couple who figured out how to stretch their money and reach financial goals (even on low income) - and do it with a spirit of joy and abundance. Subscribe to our YouTube channel. Follow us on: Facebook: https://www.facebook.com/underthemedian Instagram: https://www.instagram.com/underthemedian/ Request our FREE guide to saving money: "10 Ways to Radically Reduce Your Expenses" - https://www.subscribepage.com/radically-reduce-expenses

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Worried you’ll need “extreme frugality” forever? In this video, we share the simple Stoplight Test to know when it’s safe to ease up without sabotaging your goals. You’ll see the green lights to loosen up, the yellow cautions to watch, and the red flags that mean hold steady. What you’ll learn: • The 3 green lights that signal you can spend with confidence • The yellow warnings that cause lifestyle creep and how to fix them • The red flags that keep you stuck paying interest instead of building savings • How to use automation so your savings hit every month (without thinking) GRAB THE FREE WORKBOOK! Grab the free Future of Frugal Workbook and follow along with the 5‑part series: https://underthemedian.com/frugal-finance-planner-bonus-pack-waitlist/ WATCH THE FUTURE OF FRUGALITY SERIES: 00:00 Why extreme frugality isn’t the goal 00:36 The Stoplight Test overview 01:03 - Get the FREE Future of Frugal workbook 02:10 Green lights: when easing up is safe 06:05 Yellow cautions: lifestyle creep traps 08:40 What to watch next //TOOLS AND SERVICES WE RECOMMEND: AFFILIATE DISCLOSURE: Links included in this description may be affiliate links. We participate in the Amazon affiliate program and several other affiliate programs, as well. If you purchase a product or service with the links that we provide we may receive a small commission. There is no additional charge to you. DISCOUNT, COUPON, AND BROWSER EXTENSIONS: ○ Save 75% on Restaurant Food!: Too Good to Go App: https://tgtg.onelink.me/OGjG/nkknua79 ○ Rakuten: (Cash Back!) https://www.rakuten.com/r/HOPEWA158?eeid=28187 ○ Fetch: (Upload Receipt to Earn Gift Cards): https://referral.fetch.com/vvv3/referralsocial?code=3FUV4U //SERVICES AND PRODUCTS WE LIKE: ○ Mint Mobile: https://www.mintmobile.com/underthemedian ○ Graphic Artist: Our Logo design is by: Sarah Hallam, graphic artist:, contact her at: [email protected]. ○ Mailerlite - https://www.mailerlite.com/invite/53867ca569af5 //TIP JAR: Want to send us a special "Thank You" for our content? Here's our PayPal email address: [email protected] //WATCH MORE FRUGAL LIVING VIDEOS: ○ Why Frugal Habits Matter Now More than Ever: https://www.youtube.com/watch?v=PXS2h27RLZw&t=1s ○ 10 Small Expenses That Can Destroy Your Budget: https://www.youtube.com/watch?v=Yjbs-aDyFbk&t=222s ○ 15 Things That Are Not Worth Spending Money On: https://www.youtube.com/watch?v=xToQdQzjv94&t=4s //SHOP OUR E-BOOKS: https://underthemedian.com/shop //COME SAY HI! Our website: https://underthemedian.com/ Facebook: https://www.facebook.com/underthemedian/ Instagram:https://www.instagram.com/underthemedian/ //ABOUT: We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media. Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel. //CONTACT: For all inquiries, please use this email: [email protected]

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