How to Use Sinking Funds to Stay Ahead of Bills | Here’s How to Set Them Up Right #budgeting #money

Video Description

In this video, I’m breaking down how to set up a sinking fund plan for 2026 that actually works in real life, even on a tight income. This is the exact way I’ve used sinking funds for years to stay out of debt, handle expenses, and save nearly $60,000. If you’re ready to plan ahead instead of playing catch-up in 2026, this video will show you how. Subscribe if you’re working toward financial stability, intentional saving, and staying debt-free. #CashStuffing #LowIncomeBudgeting #BudgetWithMe #CashEnvelopes #PaydayRoutine #SinkingFunds #budgetingforbeginners #savingschallenges 2026 Scratch the Months Away Now Available! New Savings Goal and colors have been added. Join me on this mystery challenge today. https://budgeting-just-because.myshopify.com/products/scratch-the-months-away 2026 Save for the Things You Want $1 Digital Download https://budgeting-just-because.myshopify.com/products/2026-save-for-the-things-you-want-challenge-digital You Spend, You Save Savings Challenge. Start a HYSA today! https://budgeting-just-because.myshopify.com/collections/savings-challenges Want affordable budgeting items to help you on your journey? Support my small business: https://budgeting-just-because.myshopify.com/ Click the link below and grab you some freebies to help with your budgeting journey. From the main page, click on "Shop" to get a copy of free budgeting printables Tips are not required but are deeply appreciated! https://www.buymeacoffee.com/KrisBJB Acorn Investing Referral Hey! Acorns makes it easy to save and invest. Join me and you'll get a free $5 investment! As a perk of referring you, I can get a reward too. Learn more and see terms here. https://acorns.com/share/?shareable_code=L9TWW8L&first_name=Kristal Donations to help my channel & website are greatly appreciated! CashApp - $budgetingjustbecause Want to keep up with what I'm doing on YouTube or Instagram? Make sure you hangout with me on my website for all the latest updates. Don't forget to sign up for my email list while you're there. https://budgetingjustbecause.com/ Memberships are available. Join this channel to get access to perks: https://www.youtube.com/channel/UCQjK-Q6L-0hMFWJv0PuvsHg/join If you have a comment or question but want to remain anonymous, click the link below and submit it to my questionnaire. https://forms.gle/zSiaeEv1455ncBGE7 BjB Super Thanks, Chats, & Stickers are greatly appreciated. All funds get invested back into my channel to invest in quality content for you, exciting live streams, and best of all giveaways! Donate to support the budgeting community & small businesses: https://www.buymeacoffee.com/KrisBJB Subscribe for more https://www.youtube.com/c/BudgetingJustBecause?sub_confirmation=1 Share this video with a friend: https://youtu.be/IT2xq-VO3Nk Let’s connect Instagram: @BudgetingJustBecause TikTok @BudgetingJustBecause Website: https://budgetingjustbecause.com/ Shop https://budgeting-just-because.myshopify.com/ Send me an email: [email protected] Happy Mail Always Welcomed: P.O. Box 1303 Mt Juliet, TN 37121-1303 Donations to help my channel & website are greatly appreciated! CashApp - $budgetingjustbecause