Manage Your Salary Like the Top 0.1% | ft. Sanjay Kathuria

Video Description

00:00 - Highlights 02:52 - Introduction to Budgeting 04:11 - Three Bank Account System 05:32 - Warehouse Account Hacks 06:10 - Goal Based Saving Hacks 06:51 - Emergency Fund Runway Rule 08:55 - The 1% Wealth Rule 10:55 - Power of Long-term Compounding 12:28 - Personal Investment Case Study 14:55 - Selecting the Right Fund 16:10 - Equity vs Debt Horizon 17:16 - Active vs Passive Funds 18:40 - Beating the Market Benchmark 20:23 - Sehwag vs Dravid Analogy 21:31 - Investing During Market Dips 22:30 - Index vs Single Stocks 24:32 - Developing Investment Habits 25:47 - The Khichdi Investing Theory 27:30 - Financial Planning for Freelancers 31:06 - Curbing Unwanted Spending 32:42 - Comfort vs Cost Management 33:25 - Defining Real Joy 34:53 - Health Insurance Necessity 37:57 - LIFE Insurance Framework 42:00 - Good Debt vs Bad Debt 43:08 - Lifestyle Debt Risks 44:27 - Real Cost of Ownership 47:52 - Home Buying Financial Math 51:31 - Managing SWP Market Risks 52:14 - Well and Bucket Strategy 55:22 - Calculating Your FIRE Number 1:01:00 - Pros and Cons of REITs 1:04:00 - Efficient Ways to Buy Gold 1:06:24 - Escaping the Debt Trap 1:12:12 - Steps to Financial Freedom Are you struggling to save money by the end of the month? In this insightful episode of Moneytalks, we sit down with finance expert Sanjay Kathuria to discuss how you can manage your salary like the top 1% in India. We dive deep into the Indian stock market, the power of compounding, and practical frameworks to escape the middle-class trap. Whether you are a salaried professional or a freelancer, learning how to prioritize investing in India is the key to building generational wealth. In this video, you will learn: The 1% rule for building generational wealth. Budgeting hacks for Indian households. Choosing between Small Cap, Mid Cap, and Flexi Cap funds. Understanding REITs and Gold ETFs as alternative assets. How to handle debt and avoid the EMI trap. Don't forget to Like, Comment your biggest takeaway, and Subscribe for more stock market insights! #IndianStockMarket #PersonalFinanceIndia #SIP #MutualFunds #FinancialFreedom #Nifty50 #InvestingInIndia #MoneyManagement About Groww Groww is India’s Best Investment App and the Largest Stock Broker. Find us here: Android app: https://app.groww.in/v3cO/f9o4prne iOS app - https://app.groww.in/v3cO/tu0yrc3e Website - https://groww.in/ RA disclaimer link: https://groww.in/p/sebi-research-analyst-regulations For more finance content on stock market, personal finance, investing, watch our top playlists (recommended watch): 👉 Market ki Baat Groww ke Saath: https://www.youtube.com/playlist?list=PLEpfe0kiOwWoYT6T_TrGTTzVUSOEoQDgj 👉 Intelligent Investors: https://www.youtube.com/playlist?list=PLEpfe0kiOwWp9dK_l7OWnpDM4rj-hn4R- 👉 Groww Alerts: https://www.youtube.com/playlist?list=PLEpfe0kiOwWoNd_csoSmqj9CZU8bQ4vMe 👉 IPO Review: https://www.youtube.com/playlist?list=PLEpfe0kiOwWrjL9kwUTxtZsAfuyDWC5R0 👉 Monopolish stocks: https://www.youtube.com/playlist?list=PLEpfe0kiOwWrB71iTSxLhpIhkdNWDUau5 👉 Groww Xplained (case studies): https://www.youtube.com/playlist?list=PLEpfe0kiOwWqK3MYZR0oye0jNomKDutyQ 👉 Sector Spotlight: https://www.youtube.com/playlist?list=PLEpfe0kiOwWr-wtvmdmh9M3jAwiDpDu64 👉 Stocks Fundamental Analysis Series: https://www.youtube.com/playlist?list=PLEpfe0kiOwWrXnxCtZ_gNIHJvTk9Hu9WQ 👉 Viral Reacts: https://www.youtube.com/playlist?list=PLEpfe0kiOwWqWcteDPi8ji7fQ-Cu47Cid Follow us here on other channels: 🔔 Mutual Funds at Groww - https://bit.ly/3zQpR32 🔔 Trading with Groww - https://youtube.com/c/TradingwithGroww 🔔 Groww plus - https://www.youtube.com/c/Growwplus 🔔 Groww Kannada - https://bit.ly/3ekyeKP 🔔 Groww Tamil - https://bit.ly/3cbhN3Z 🔔 Groww Telugu - https://bit.ly/39aLpwC 🔔 Groww Malayalam https://bit.ly/3enG2LV 🔔 Groww Gujarati - https://www.youtube.com/@GrowwGujarati 🔔 Groww Marathi - https://www.youtube.com/@Groww.Marathi 🔔 Groww Insurance Academy - https://www.youtube.com/@GrowwInsurance 🔔 Get to Know Groww - https://www.youtube.com/@Gettoknowgroww 🔔 Ipo review by Groww - https://www.youtube.com/@iporeviewbygroww Follow us on: Facebook: https://www.facebook.com/growwapp/ Twitter: https://twitter.com/_groww Instagram: https://www.instagram.com/groww_official LinkedIn: https://in.linkedin.com/company/groww.in Telegram: https://t.me/GrowwHQ Stock market investing content in Hindi | Finance content in Hindi | Personal finance content in Hindi Investment in securities market are subject to market risks, read all the related documents carefully before investing. If you have any concerns with respect to Groww, please feel free to write to us at [email protected] or you can call us at +91 9108800000. #groww #growwapp #finance #investing #stock market Research Analyst disclaimer: https://groww.in/p/sebi-research-analyst-regulations