Retire with $7M: Here’s what life actually looks like

Video Description

Schedule a call with us to see how we can help you get more out of retirement 👇🏼 https://py01htti90f.typeform.com/to/MKeP6ISt Show Notes - https://onedegreeadvisors.com/2025/11/retire-with-7-million-what-life-really-looks-like/ ➡ PLEASE READ! ⚠️ Be careful of scammers. In the COMMENTS section, We will NEVER offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters coordinate a “conversation,” including “asking” for investment help, and reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them." Client case studies are adapted from actual financial plans and/or scenarios but have been modified for clarity and simplicity. These illustrations are intended for educational and entertainment purposes only and should not be relied upon for personal decision making. Each plan is developed using specific client conversations, assumptions, and planning inputs that are not fully detailed in these videos. Please consult your own financial, tax, and legal advisors before making any financial decisions. This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures 00:00 – Introduction: What Does Retiring with $7 Million Really Look Like? 00:25 – Meet David and Patty: A Real-World $7M Retirement Example 01:33 – Priorities: Travel, Purposeful Spending, and Charitable Giving 01:59 – Key Concerns: Income, Healthcare, and Taxes 02:17 – Their Financial Snapshot: Investments, IRAs, and Savings 03:05 – Mindset Matters: Frugal Habits and Value-Driven Living 03:19 – Retirement Spending Plan Breakdown 04:07 – Year 2027: Income Shift from Earnings to Withdrawals 04:50 – Using Guardrails to Manage Market Risk and Lifestyle Flexibility 05:44 – Tax Planning: Capital Gains, Roth Strategy, and Charitable Giving 07:12 – Social Security Timing Strategy for David and Patty 08:01 – Planning for Healthcare Costs in Retirement 08:23 – Investment Strategy: Building a 7-Year Income Buffer 09:55 – Transitioning from Wealth Building to Wealth Preservation 10:50 – Starting the Family Legacy Planning Process 11:22 – Final Thoughts: Purpose-Driven Retirement with Confidence 12:00 – Next Steps: $4M Portfolio Strategy & How to Plan Your Own Retirement