RRSP Meltdown 101: The 3 Strategies EVERY Canadian Needs to Know

Rob Tetrault July 23, 2025
Video Thumbnail
Rob Tetrault Logo

Rob Tetrault

@robtetrault

About

Rob Tetrault is a Canadian Investment Advisor, Portfolio Manager, and head of the Tetrault Wealth at Canaccord Genuity Wealth Management. After graduating from University of Toronto Law School, Rob initially worked as an insurance litigation specialist at MLT Aikins in Winnipeg. He then completed a Finance MBA and was a member of the Dean’s list at the Asper School of Business, before starting his Wealth Management Practice in 2010. As Branch Manager & Sr. Investment Advisor & Sr. Portfolio Manager. He oversees a team of a dozen highly dedicated professionals. Redefining the practice of financial advising and portfolio management by his transparency, honesty and dedication, Rob has managed to build a remarkably successful practice where his clients’ interests come first. In addition to having a contemporary view of asset allocation and risk adjusted returns, Rob is an ardent believer in all aspects of holistic planning. Social Media Disclosure: http://ow.ly/XvqU30o8uTc

Video Description

📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ RRSP Meltdown 101: The 3 Strategies EVERY Canadian Needs to Know Are you approaching retirement or wondering how to withdraw from your RRSP without handing half to the CRA? In this video, Rob Tétrault breaks down 3 proven RRSP meltdown strategies that smart Canadians are using to reduce taxes and boost retirement income. You’ll learn: ✅ How to withdraw RRSP funds in low-income years ✅ The power of delaying CPP & OAS ✅ “Loan shuffling” and how it fits into your withdrawal plan Whether you're 5 years from retirement or already there — this guide could help you keep more of your money in your pocket. TIMELINE: 00:00 - Why Does This Matter? 01:10 - Canada's Tax Landscape 03:43 - Strategy #1 05:42 - Strategy #2 09:16 - Strategy #3 11:59 - Real Example & Scenarios 14:41 - Recap 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #OASClawback #CPP #RRSP #RRSPMeltdown #CanadianInvesting

You May Also Like

DIY Plumbing Must-Haves

AI-recommended products based on this video

Loading...
PUREPLUS 10" x 4.5" Whole House Pleated Sediment Filter for Well Water, Replacement Cartridge for GE FXHSC, Culligan R50-BBSA, Pentek R50-BB, DuPont WFHDC3001, American Plumber W50PEHD, GXWH40L, 4Pack

PUREPLUS 10" x 4.5" Whole House Pleated Sediment Filter for Well Water, Replacement Cartridge for GE FXHSC, Culligan R50-BBSA, Pentek R50-BB, DuPont WFHDC3001, American Plumber W50PEHD, GXWH40L, 4Pack

(3,424)
$53.99
FREE delivery Tue, Sep 23
100+ bought in past month
Loading...
Salad Green Seed Pod Kits for AeroGarden Ahopegarden, iDOO Hydroponics Growing System Indoor Herb Garden, 400+ Seeds, Including American Fast Lettuce, Red Romaine Lettuce(8-Pods)

Salad Green Seed Pod Kits for AeroGarden Ahopegarden, iDOO Hydroponics Growing System Indoor Herb Garden, 400+ Seeds, Including American Fast Lettuce, Red Romaine Lettuce(8-Pods)

(28)
$60.74
FREE delivery Jun 13 - 18 Only 5 left in stock.
Loading...
Rolanstar Computer Desk with Power Outlets & LED Light, 39 inch Home Office Desk with 3 Drawers and Storage Shelves, Writing Desk with Monitor Stand, Work Desk for Home Office,White

Rolanstar Computer Desk with Power Outlets & LED Light, 39 inch Home Office Desk with 3 Drawers and Storage Shelves, Writing Desk with Monitor Stand, Work Desk for Home Office,White

(2,210)
$109.99
FREE delivery Thu, Jun 26
100+ bought in past month
Loading...
LED Desk Lamp with Dual Heads, Height Adjustable, USB Charging Port, 5 Light Modes & Dimmable Brightness, Bedside Lamp for Reading, Crafting, Work, Study (White, 15W)

LED Desk Lamp with Dual Heads, Height Adjustable, USB Charging Port, 5 Light Modes & Dimmable Brightness, Bedside Lamp for Reading, Crafting, Work, Study (White, 15W)

(3,090)
$20.99
FREE delivery Sat, Jun 14 on your first order
Loading...
Gift for Men,Women BIBURY 15-in-1 Multi-Functional Pliers & 18-in-1 Snowflake Multitool, Foldable Multi-Tool Multitool Pocket Tool in Durable Stainless Steel, Camping Gadgets for Outdoor Adventurers

Gift for Men,Women BIBURY 15-in-1 Multi-Functional Pliers & 18-in-1 Snowflake Multitool, Foldable Multi-Tool Multitool Pocket Tool in Durable Stainless Steel, Camping Gadgets for Outdoor Adventurers

(400)
$29.99
FREE delivery Thu, Jun 19 on your first order
Loading...
Fathers Day Dad Gift Idea,16-in-1 EDC Multi Tool with Pocket Knife, Foldable Utility Knife Multitool with Safety Locking, Needle Nose Pliers and Wire Stripper Tools, Gifts for Dad, Fishing, Camping

Fathers Day Dad Gift Idea,16-in-1 EDC Multi Tool with Pocket Knife, Foldable Utility Knife Multitool with Safety Locking, Needle Nose Pliers and Wire Stripper Tools, Gifts for Dad, Fishing, Camping

(3)
$49.99
FREE delivery Thu, Jun 19
Loading...
Shall Multi Tool, 18-in-1 Multitool Pliers, Stainless Steel Multi-tool Pocket Knife w/Screwdriver Bit, Self-locking Multipurpose Tool w/Sheath for Camping Fishing Survival Hunting

Shall Multi Tool, 18-in-1 Multitool Pliers, Stainless Steel Multi-tool Pocket Knife w/Screwdriver Bit, Self-locking Multipurpose Tool w/Sheath for Camping Fishing Survival Hunting

(247)
$71.12$63.56
FREE delivery Jun 18 - 20
Loading...
HONZIN Multitool Pliers 16 in 1 Multitool Pocket Knife with Nylon Sheath Black Multi Tool for Camping Outdoor Survival

HONZIN Multitool Pliers 16 in 1 Multitool Pocket Knife with Nylon Sheath Black Multi Tool for Camping Outdoor Survival

(2,440)
$22.99
FREE delivery Thu, Jun 19 on your first order
50+ bought in past month
Loading...
Ultra-Slim Bidet Attachment, Posterior&Feminine Wash-(Retractable Dual Nozzles), Non-Electric Bidet Attachment for Toilet Seat, Adjustable Fresh Cold Water Pressure, Stainless Steel Inlet (White)

Ultra-Slim Bidet Attachment, Posterior&Feminine Wash-(Retractable Dual Nozzles), Non-Electric Bidet Attachment for Toilet Seat, Adjustable Fresh Cold Water Pressure, Stainless Steel Inlet (White)

(222)
$40.99
FREE delivery Sat, Apr 11
Loading...
Ultra-Slim Bidet Attachment, Posterior&Feminine Wash-(Retractable Dual Nozzles), Non-Electric Bidet Attachment for Toilet Seat, Adjustable Fresh Cold Water Pressure, Stainless Steel Inlet (White)

Ultra-Slim Bidet Attachment, Posterior&Feminine Wash-(Retractable Dual Nozzles), Non-Electric Bidet Attachment for Toilet Seat, Adjustable Fresh Cold Water Pressure, Stainless Steel Inlet (White)

(234)
$69.99
FREE delivery Fri, Mar 13
1K+ bought in past month