The Complete Investing Guide for 2026 | Mutual Funds, Stocks and Gold | Sanjay Kathuria Podcast EP28

Video Description

2026 Investing Guide for Stocks, Mutual Funds, Gold & Silver | Sanjay Kathuria Podcast EP28 In this episode of the Sanjay Kathuria Podcast, we bring together Kirtan Shah and Gajendra Kothari, two of India’s most respected voices in wealth management and long-term investing, for a no-nonsense investing masterclass for 2026. Kirtan Shah, Founder & CEO of Credence Wealth and FPA Edutech, is known for simplifying complex investing concepts and helping thousands of investors build disciplined portfolios. Gajendra Kothari, Managing Director of Etica Wealth, brings deep experience in mutual funds, asset allocation, and SIP-based wealth creation, and is widely followed for his practical, data-driven approach. In this conversation, they break down why most investors fail, why SIPs alone may not be enough, and how smart investors use asset cycles, factor investing, and fund-manager evaluation to build long-term wealth. They also discuss gold vs equity, SIP vs STP, lumpsum investing, and the exact rules professionals follow while selecting mutual funds. If your goal is to build serious wealth in 2026 and beyond, this episode gives you a clear, actionable roadmap based on experience—not hype. 📘 What You’ll Learn ✅ Should you buy gold or focus on equities in 2026 ✅ Why SIPs alone won’t make you rich ✅ How to invest lump-sum money the right way ✅ Best mutual fund selection strategy for long term ✅ Sector & factor investing explained simply ✅ How to evaluate a good fund manager ✅ Big AMC vs Small AMC — what actually matters ✅ Professional rules for building a ₹10 Cr portfolio ⏱️ Timestamps 00:00 -- Podcast Teaser 01:30 -- Guest Intro & Recap 02:30 – Should You Buy Gold Now? 05:45 – Gold as a Long-Term Hedge 07:15 – Equity vs Gold Allocation 08:40 – Why Buying Gold Is Avoided 15:24 – How China’s Market Delivered 2× Returns 18:05 – Why Nobody Can Predict Markets 20:14 – Asset Returns Cycle Explained 21:56 – How to Invest Lumpsum 23:54 – Power of Long-Term Investing 25:59 – SIP vs STP – Which Works Better 28:20 – Best Mutual Funds to Invest 35:10 – How to Invest in the Best Sectors 38:18 – Pendulum Method of Investing 41:48 – Factor Funds Investing Explained 47:41 – How to Evaluate a Fund Manager 51:13 – Why Parag Parikh Is a Popular Fund 53:40 – Fund Manager’s Strategy Revealed 01:00:10 – Big AMC vs Small AMC 01:07:29 – Benchmark vs Category Average 01:09:54 – Best Fund Selection Rules 🔗 Guest Social Handles Kirtan Shah Instagram: https://www.instagram.com/kirtanshahcfp LinkedIn: https://www.linkedin.com/in/kirtanshahcfp Twitter: https://x.com/kirtanshahcfp Gajendra Kothari Instagram: https://www.instagram.com/iamoneidiot/ LinkedIn: https://www.linkedin.com/in/gajendrakothari/ 📲 Sanjay Kathuria Podcast Handles Instagram: https://www.instagram.com/sanjaykathuriapodcast YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips Facebook: https://www.facebook.com/sanjaykathuriapodcasts Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw 🙋‍♂️ Connect with Sanjay Kathuria Instagram: https://www.instagram.com/financebysanjay Facebook: https://facebook.com/financebysanjay LinkedIn: https://linkedin.com/in/sanjaykathuria Twitter: https://twitter.com/sanjaykathuria YouTube: https://www.youtube.com/@Sanjay_Kathuria 🧵 Hashtags #MutualFunds2026 #InvestingStrategy #WealthCreation #SIPvsSTP #GoldVsEquity #LongTermInvesting #SanjayKathuriaPodcast #PersonalFinanceIndia 🔍 SEO Tags best mutual funds 2026, sip wont make you rich, investing strategy 2026 india, how to invest lumpsum india, gold vs equity investing, sip vs stp explained, factor investing india, sector investing 2026, fund manager evaluation, parag parikh mutual fund review, long term investing india, portfolio building india, mutual fund selection rules, benchmark vs category average, sanjay kathuria podcast, investing masterclass india ⚠️ Disclaimer This podcast is for educational and informational purposes only. The views shared are personal opinions and should not be considered financial or investment advice. Please consult a SEBI-registered financial advisor before making any investment decisions. 📬 Want to Come on Our Podcast? Email us: [email protected] 📚 About the Podcast The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators—helping you understand how the top 1% think, invest, and build long-term wealth. 📌 Subscribe for weekly episodes: https://www.youtube.com/@SanjayKathuriaPodcast