The harsh REALITY of a “no-buy year” (that NO ONE talks about) | Low-Buy Diaries (May)

Video Description

In today's episode of the Low-Buy Diaries, I'm talking about the harsh reality of doing a "no-buy" or "low-buy" year that NO ONE talks about. All those unexpected expenses sure can add up and eat away at your ability to save money if you're not careful. These are the things I wish I'd know earlier about saving money, budgeting, and frugal living in the REAL world. If you're looking for tips about how to save money and stop shopping and overcomption, then stay tuned...because nothing is cuter than financial freedom! ► 🌟 JOIN OUR FAMILY: » YOUTUBE: https://www.youtube.com/c/AtoZenLife?sub_confirmation=1 » INSTAGRAM: https://www.instagram.com/atozenlife/ » BLOG: https://atozenlife.com/ » FACEBOOK: https://www.facebook.com/atozenlife ►💰FREE BUDGET PLANNER [PDF]: » Grab here: https://landing.mailerlite.com/webforms/landing/r9e9t6 ► 📋 FREE 10-PAGE DECLUTTERING CHECKLIST: » https://atozenlife.com/free-declutter-checklist/ __________ ►💰 FREE MONEY WITH HYSAs » Start earning with CIT Bank's HYSA here: https://citbank.sjv.io/c/4093211/2720743/30164?subId1=NEW ► 🧠 TERMS TO KNOW: » HYSA = High-yield savings account. A HYSA is a savings account that pays a higher interest rate than traditional savings accounts. This rate often is 10 to 20 times greater than the national average for savings accounts. » APY = Annual percentage yield. The annual percentage yield (APY) is the real rate of return earned on an investment, taking into account the effect of compounding interest. » Read more here: https://citbank.sjv.io/c/4093211/2720743/30164?subId1=NEW __________ ► 🌱 FEATURED PRODUCTS » 50-Page Minimalist Budget Bundle: https://shop.atozenlife.com/products/minimalist-budget-binder » No-Spend Challenge Printables: https://shop.atozenlife.com/products/no-spend-challenge-bundle ***FYI: Please note that the 50-Page Minimalist Budget Bundle includes all the no-spend challenge printables as well as the planner bundle printables, plus tons more helpful budgeting printables. __________ ► 🍿 WATCH THIS NEXT » Low-Buy Diaries playlist: https://youtube.com/playlist?list=PLuvKKRbMBrm80BPQb7aXwikad9lOIXgmX&si=6iSOmkyePxV4mQXA __________ ► FAVORITE DECLUTTER + ORGANIZE STUFF: 👟 Shoeboxes - free :) 🥛 Empty glass jars - free :) 👕 Velvet hangers - https://amzn.to/2SWvxEH 🧦 Fabric storage boxes (folding): https://amzn.to/36p7PIe 🎋 Bamboo drawer dividers - https://amzn.to/2SFwgLl 📝 Paper shredder: https://amzn.to/32uuNeR ► 📸 FAVORITE YOUTUBE TOOLS: » Camera: https://amzn.to/2TLIg0J » Favorite bokeh lens: https://amzn.to/2SHHEt3 » Vlogging lens: https://amzn.to/3zDIpDW » Handhelp mini-tripod: https://amzn.to/3Zod2t2 » Tall standing tripod: https://amzn.to/40dXk4F » Umbrella light kit: https://amzn.to/42IqE5d » Music: https://www.epidemicsound.com/referral/typcc0/ » TubeBuddy: https://www.tubebuddy.com/squirrelsofafeather __________ ABOUT A TO ZEN LIFE Along my journey to let go of 30 years of clutter, I accidentally became a minimalist and it was life-changing. Before, I was an emotional hoarder with nothing but the clutter from lost loved ones — and $25,000 of debt — to my name. Now I have a beautiful home in Europe, a happy family, live debt-free, and — best of all — wake up to a life that I’m EXCITED to live every day. My mission is to help you conquer your clutter and simplify YOUR way to a happier and better life. HERE'S OUR STORY: https://atozenlife.com/about-a-to-zen-life/ __________ NOTE: This description may contain affiliate links; these links allow you to find the items mentioned in this video at no additional cost to yourself. While this channel may earn a small amount when the viewer uses the links, the viewer is in NO WAY obligated to use these links.