The SECRET Relief Landlords Don’t Use

Video Description

Thinking about transferring your rental property into a limited company? This is the video every landlord must watch before moving a single asset. On the surface, holding property in a company looks like smart tax planning… But if you already own property personally, transferring it to a company can trigger £36,000+ in taxes instantly, if you don’t structure it correctly. In today’s video, I break down: The Capital Gains Tax trap (2025/26 rates) Why HMRC treats the transfer as a sale The SDLT bill your company gets hit with When Incorporation Relief actually applies The ONLY scenario where SDLT can be avoided A real example showing a £71,000 difference The smart way to structure your next property How to build a long-term tax-efficient property strategy If you’re building a portfolio, this is a must-watch. ⭐Want Help Structuring Your Property Strategy? Download the 12-Month-Tax-Game-Plan: https://sites.tax4pros.co.uk/tax-4-pros-12-month-tax-game-plan-e-book Youtube Membership: https://www.youtube.com/channel/UC9IQwKsgmpMbrh8ZBG5qoiw/join Book a call with the team: https://api.leadgenjay.com/widget/bookings/sarah-jane-goldsmith-personal-calendar-sgy_ap2cu Setup Your Director Pension with Penfold: https://sites.tax4pros.co.uk/Director-Pension-Form Relevant Life Insurance - https://partnerportal.caspianinsurance.co.uk/customer-form/tax-4-pros-ltd Invoicing Finance Form: https://sites.tax4pros.co.uk/Invoice-Finaning-Form 00:00 – The Real Cost of Transferring Property 00:44 – Why Landlords Move Property to a Company 01:44 – The CGT Trap (2025/26 Rates) 02:11 – The SDLT Trap on Company Purchases 02:56 – When It Can Work: Incorporation Relief 03:36 – Avoiding SDLT: The Genuine Partnership Route 04:24 – Real Example: The £71,000 Difference 05:16 – The Smart Play for Most Landlords 05:41 – Structuring Long-Term Property Strategy 05:57 – Final Advice, Membership & Resources #propertytax #uktax #limitedcompany