The ‘Set It and Forget It’ Budget System for a Clutter-Free Life with the Budget Besties (Ep 279)

Video Description

Learn to be Bougie on a Budget at https://budgetbesties.com/deanna/⁠ Ever feel like you make good money but have nothing to show for it? You’re not alone. In this fun and practical episode, Deanna sits down with Vanessa and Shana, best friends and master financial coaches known as the Budget Besties, to break down their “Bougie on a Budget” system—a simple, clutter-free approach to money that works automagically. Together, they share how to create a set-it-and-forget-it budget that feels effortless, organized, and totally doable. You’ll learn how to separate your money into purposeful “buckets,” automate your spending, and finally feel in control of your finances (without cutting out your pumpkin spice lattes). Whether you’re tired of tracking every expense or want to bring the same calm to your finances that you’ve brought to your home, this conversation will show you how to make your money work for your intentional life. ⸻ 5 Things You’ll Learn From This Episode 1. Why most traditional budgets fail—and what to do instead. 2. How to build a “set it and forget it” budget that runs automagically. 3. The five simple categories every clutter-free budget should include. 4. A new way to look at saving, spending, and planning for life’s “expected surprises.” 5. The mindset shift that makes managing money feel empowering (not restrictive). ⸻ Timestamps: 00:00 – Welcome and episode overview 02:37 – Meet Shana & Vanessa, the Budget Besties 04:00 – Why women who make good money still feel broke 06:00 – Why most budgets fail (and how to fix it) 08:30 – The “Bougie on a Budget” one-page system 13:00 – What “automagical” budgeting really looks like 16:00 – Organizing your bank accounts for effortless spending 20:30 – The curling iron story: a surprising budgeting analogy 25:00 – Modern money management tools that simplify your life 27:30 – The credit card debate: rewards vs. reality 33:00 – Compromise strategies for couples and families 37:00 – Can you really automate it and forget it? (real-life proof) 40:30 – How best friends built a business around financial freedom 43:00 – Overcoming shame and clutter—at home and with money 46:00 – Where to find the Budget Besties and their system 47:00 – Rapid-fire: what “clutter-free” means to Shana & Vanessa 50:00 – Final thoughts and a simple financial action step