We Retired on $400,000 (NOT $1 Million) | The TRUTH About Early Retirement & Slow Travel

Video Description

The $1 Million Retirement Myth is DEAD. We achieved Early Retirement with only $400,000—and we're sharing the exact blueprint for how you can too. The internet tells you that you need a massive nest egg, but that advice is based on an outdated model. In this powerful video, Philly & The Brain expose the flawed logic of the $1 Million retirement rule and introduce you to the concept of your "real number." We break down our personal finance journey, the moment we chose our freedom over 14 more years of work, and the strategic shift to Slow Travel. This lifestyle choice dramatically reduced our cost of living, making our $400k retirement fund not just enough, but comfortable. The #1 Key to our Financial Freedom? We started working for ourselves. Learn how building an income stream on our own terms gave us the flexibility and control needed to make early retirement on a small nest egg a reality. If you are serious about Financial Independence, want to learn how to retire early on less, and are ready to challenge traditional retirement planning, this video is a must-watch. In this video, you will discover: •Why the traditional $1 Million retirement rule is irrelevant for modern life. •Our precise financial breakdown: How we made $400,000 work for us. •The power of Slow Travel as a low-cost, high-quality retirement strategy. •The 8 essential steps to calculate your "real number" and retire early on a budget. •The crucial mindset shift required for financial freedom and a life on your own terms. #EarlyRetirement #RetireOn400k #FinancialFreedom #FIREMovement #SlowTravel #PersonalFinance #RetireEarly #FinancialIndependence #RetirementPlanning #RetireOnABudget #LeanFIRE #WorkForYourself #TravelLifestyle #PhillyAndTheBrain #GroundedLife Here is our PayPal link. If the spirit moves you. https://www.paypal.com/ncp/payment/6PNJX4DT6LWN4 HERE'S THE MASTERCARD WE USE TO EARN FREE NIGHTS AT HOTELS: https://www.referyourchasecard.com/210y/XGDY6QQEMA IF YOUR LOOKING FOR LIKEMINDED PEOPLE CHECK OUT OUR GROUNDED LIFE COMMUNITY: https://groundedlife.thinkific.com/courses/youtube-after-40?ref=1a3603 https://groundedlife.thinkific.com/courses/retirement-travel-jumpstart?ref=1a3603 https://groundedlife.thinkific.com/bundles/retirement-travel-jumpstart-youtube-after-40?ref=1a3603 EQUIPMENT WE USE TO MAKE THIS SHOW. DJI Osmo Action 5 PRO https://amzn.to/4d7NicI DJI MIC MINI https://amzn.to/4k4Korh Hey, have you tried using an eSIM? Get USD $3.00 off your first eSIM package from Airalo. Use code PHIL1155 when you sign up or check out. https://airalo.go.link/eFY94 WE PAY $15 A MONTH FOR EACH CELL PHONE ($30 TOTAL). SAVE MONEY CLICK THE LINK. http://fbuy.me/u64Id We use Opus Clips for our YouTube Shorts. https://www.opus.pro/?via=e614b9 DISCLAIMER: This channel is for entertainment purposes only and does not constitute consulting or advice including, but not limited to, visas, tax, medical, or financial advice. Please consult immigration attorneys, tax professionals, medical professionals and financial advisors for current information.