住宅ローン4000万円で「年5~6万円」負担増? 日銀が政策金利「0.5→0.75%」に引き上げへ 物価や暮らしへの影響は…【専門家解説】(2025年12月18日)
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00:00 オープニング 00:46 「政策金利」とは? 03:26 利上げのメリットは? 06:25 「政策金利」が上がるとどうなる? 12月18日から2日間行われる金融政策決定会合。日銀は政策金利を現在の0.5%から0.75%に引き上げる見通しで、実に30年ぶりの高水準となります。 判断を後押ししたのは賃上げの動向。来年の春闘でも高い伸びが期待できるとして、「利上げの環境が整った」と判断した模様です。 しかし、それ以上に日銀に利上げを迫ったのは、止まらない円安と物価高です。今回の歴史的な利上げが本当に物価高騰の歯止めとなるのか?私たちの暮らしはどう変わっていくのか?日本総合研究所・藤山光雄氏に詳しく聞きました。 ◎藤山光雄:日本総合研究所 関西経済研究センター所長 専門分野は地域創生・地域経済 ※12月18日午後3時40分時点での情報です (2025年12月18日放送 MBSテレビ「よんチャンTV」より) ▼MBS NEWS HP https://www.mbs.jp/news/ ▼最新ニュースや特集を毎日配信 チャンネル登録お願いします! https://www.youtube.com/c/MBSnewsCH?sub_confirmation=1 #住宅ローン #日銀 #政策金利 #マネー #物価 #MBSニュース #毎日放送
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