【彭博:港物業成銀行最大風險？】金管局頻密出手「打電話」救 發展商？商廈跌五成恐再跌、亂估值、銀行月月 壓力測試｜中銀三甲！有銀行勁過恒生
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Wally Magazine 是一個以在線雜誌形式呈現的頻道，於2023年5月加入YouTube夥伴計畫，並開始嘗試創作和發布內容。直至2024年3月20日，頻道才正式投入創作，致力於每日更新影片，提供資源評論和製作精彩的內容。 我們的目標是為觀眾提供有趣而引人入勝的內容，通過香港的新聞、評論及對樓市、經濟、零售、時事、科技和突發事件的深入分析，我們着重風險評估討論、Fault Finding、同 Risks Identification，希望找出挑戰、問題所在！ 即係就算係大好友想入市，對佢哋嚟講都非常有價值！所以觀眾比較鍾意睇呢啲，無論樂觀定係悲觀都會關注呢一方面嘅風險。讓大家及時了解風險、挑戰、探索各樣問題所在，最新的新聞和趨勢，同時發掘思想啟發性的討論。 副刊內容 【泉知言】 由阿泉主持，他是Wally Magazine的主播之一，以廣泛的興趣和專長著稱。阿泉是一位電影迷，對各種類型的電影都有深入的了解和熱情。此外，他還是玩具 Figure 收藏家，擁有大量的收藏品，並經常分享他的收藏心得。憑藉對社會時事的敏銳觸覺，阿泉在節目中提供獨到的見解和評論，以幽默的方式反映和諷刺時弊，讓觀眾能夠輕鬆從不同角度了解當下的社會動態。 【Sandy 快樂旅途】 Sandy快樂旅圖 Sandy 是一位獨立自主的現代女性，追求高質品味享受、敢於冒險創新的生活方式。她喜愛分享衣食住行、吃喝玩樂、美容保養以及旅遊感受。 人生就如一張白紙，單一、雙色及多元色系任君選擇，所遇到的人事就如畫筆，一點一劃，構成獨有的人生圖畫。 她旨在鼓勵觀眾追求自我價值和自主樂趣，認為每個人都可以為自己繪畫一幅獨特的人生圖畫。 曾擔任： 🎙️ 【Happy Single 單身快活谷】 主播 📌 英國地產代理 👩🏻💼 香港多間公營機構公關專才 🏡 日本旅居倡導者 中文免責聲明 本節目中的內容僅代表嘉賓個人意見，並不代表 Wally Magazine 或其相關團隊的立場和觀點。 Wally Magazine 不對節目內容的準確性、完整性或合法性負責，亦不承擔任何由於節目內容引起的責任或法律責任。影片中嘅資訊係參考網上資料以及其他各媒體，但並不保證完全 100% 準確，觀眾需自行判斷及考證。
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🔗 歡迎立即加入 Wally Magazine Youtube 會員: https://www.youtube.com/channel/UCpjqK881YGOy-5k1juphSiw/join 🔗 歡迎立即加入 Patreon：https://patreon.com/WallyMagazine🌟 與《Wally Magazine》保持聯繫！ 🌟免費follow萬一 YouTube 出現問題，也能第一時間獲取最新動向。不會錯過《Wally Magazine》帶來的深度見解與新聞解讀！ ☕ 若幸有餘力：可每月請我喝杯咖啡，為我的創作注入能量。您的支持是我前進路上的最大動力，讓我能夠持續為大家提供有意義的內容！ ☕🥯 VIP 會員：加入最高級別社群，不僅每月支持請我喝杯咖啡和蛋糕，還可解鎖 Patreon 專屬內容，包括： - 不適合公開平台的獨家材料 - 敏感資訊及深度見解 - 部份來自付費媒體的重要資訊 - 與 YouTube 內容相關的弦外之音與幕後分享 💡 為什麼要加入？ 加入 Patreon 不僅能確保我們保持聯繫，還讓我能持續為您創作更多優質內容，解讀世界，探索真相！ ✨ 自由世界資訊，解讀新聞！ ✨ 📲 Follow Wally Magazine YouTube Channel: ▶️ https://www.youtube.com/@wallymagazine Instagram: 📷 https://www.instagram.com/WallyMagazinehk Threads: https://www.threads.com/@wallymagazinehk 香港樓市未反彈，銀行與監管層卻愈來愈緊張——Bloomberg 最新深度報道揭露： 🔸 金管局近月頻密致電銀行，要求解釋點解「唔想續貸」 🔸 小型、中型 developer 竟然都獲「關注」 🔸 商廈估值被指嚴重偏高，銀行開始月度健康檢查 🔸 HSBC 罕有要求恒生加快沽出壞帳 🔸 商廈價格較高峰暴跌 50%，風險急速累積 案例包括： ▪️ 麗新 36 億貸款臨到期先成功續貸 ▪️ 英皇國際、春泉 REIT、Gaw Capital 等全被點名「高危」 ▪️ 某商廈估值 2023 年仍等於 2018 年高峰？銀行拒買帳 ▪️ Worfu Mall 有買家開價只係貸款額嘅一半 呢啲信號代表咩？ 👉 借貸鏈開始繃緊 👉 商廈與收租資產估值全面被 challenge 👉 Developer 續貸愈來愈難 👉 銀行 fear of missing risk（驚漏睇風險） 金管局比喻就係「航空塔台」：唔係市場要馬上墜機，而係要防止一群 developer 同時迫降。 今集我會為你拆解： 🔥 點解金管局開始「密集關心」銀行？ 🔥 商廈估值泡沫有幾嚴重？ 🔥 邊啲 developer 最受壓？ 🔥 點解「extend and pretend」（拖延續貸）變成市場顯性策略？ 🔥 香港地產下一階段最可能爆邊度？ 香港樓市看似平靜，但底層壓力正快速累積。
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