2026財富大洗牌:美聯儲降息開啟「偽牛市」,99%的人正在被收割!

堆金積玉 December 26, 2025
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堆金積玉

@goldenrichacademy

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🏦 一個希望你越來越有錢的財商成長頻道 歡迎來到堆金積玉——這是一個致力於幫助你實現財富自由和個人成長的財商教育平台。 自2020年以來,我們已經幫助無數人建立了富足而充實的人生。不僅是財富,還包括了使命感和成就感。 我們的理念遠不止於傳統和表面的賺錢策略,而是強調內在調整的重要性。 當你調整好你的思維模式,賺錢就會變成自然而然的結果。 我們不僅追求財務上的自由,更追求心靈上的豐盈。人生絕不僅僅是金錢。 我們的目標是成就一個無懈可擊的你。 讓我們一起打破界限,征服世界,成就不凡的你!

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一旦掌握這7個人生複利公式,你的人生將開始快速成長 https://youtu.be/Uz0awqTLJeA 會員頻道的內容會依照這7個公式,一步步陪你實踐 👉 加入會員頻道,從第1個公式開始實踐:https://bit.ly/goldenrich-members ☕️ 如果你想免費支持我們,這裡有個簡單的方法: 👉 https://bit.ly/GET-IBKR 🙏 點擊連結沒有任何費用,每次點擊都能幫助支持我們的頻道。IB盈透證券:全球領先、備受信賴的投資平台,交易覆蓋150個市場,低成本、資金靈活,是多元化投資的理想選擇! (Disclosures: https://bit.ly/content-disclosure) 2026財富大洗牌:美聯儲降息開啟「偽牛市」,99%的人正在被收割! 哈嘍大家好,歡迎回到堆金積玉,一個希望你越來越有錢的財商成長頻道。 先幫大家快速接一下前面的進度。在十二月初那一期節目裡,我們有提到一個很重要的時間點,12月1號,美聯儲正式結束了這一輪量化緊縮QT。也就是說,過去那段一直在「把水收回去」的階段,告一段落了。 而對那些還是死守朝九晚五、只靠一份工資過日子的朋友來說,這個轉折點,其實一點都不輕鬆。接下來登場的,未必是全面好轉,更像是一個對毫無準備的人極度不友善的「大撒幣時代」。 果不其然,就在12月10號,美聯儲今年第三度降息。即使內部意見其實分歧很大,對未來還要不要繼續降息也沒有完全定調,但他們還是選擇在當地時間週三,把基準利率一次下調0.25個百分點,來到3.50%到3.75%的區間,這個水準,已經是三年來的新低了。這代表資金的方向,已經開始轉彎。 同一時間,市場也在關注另一件事,就是鮑威爾任期結束之後,下一任美聯儲主席會是誰。這個話題其實早就吵得很兇,而川普也已經公開表態,會在2026年初公布人選。這不是八卦,因為新任主席的政策立場,會直接影響利率走勢,也會牽動美元在全球金融體系裡的位置。 所以站在市場的角度來看,一場規模不小的大融漲,其實已經在路上了。 但我必須先把話說清楚,每一次這種等級的資金浪潮,真正受益的,從來都不是最後才進場的人。如果你沒有提前做好準備,等到所有人都在喊創新高的時候才動作,等潮水一退,發現自己在裸泳,那真的悔不當初。 更糟的情況,是在這一波資金大遷徙裡,被整個市場吃乾抹淨。 所以今天這一期節目,我們不談情緒、不喊口號,直接幫你把「大融漲時代的急救說明」整理清楚。五個關鍵思路,帶你重新檢查自己的位置,提前為2026年的個人財務佈局做好準備。 🔔 貼心提醒 訂閱後不要忘記按旁邊的鈴鐺 才不會錯過最新上傳的節目唷 ⚠️ 免責聲明:堆金積玉不是財務顧問,該頻道的所有視頻僅用於教育目的。一切投資都存在風險,儘管可以將風險降至最低,但您的投資完全是您的個人責任,您必須進行自己的研究和調查。該頻道只是在分享個人觀點,不構成投資建議,並不能保證獲得投資收益或損失。

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