2026財富大洗牌:美聯儲降息開啟「偽牛市」,99%的人正在被收割!

堆金積玉 December 26, 2025
Video Thumbnail
堆金積玉 Logo

堆金積玉

@goldenrichacademy

About

🏦 一個希望你越來越有錢的財商成長頻道 歡迎來到堆金積玉——這是一個致力於幫助你實現財富自由和個人成長的財商教育平台。 自2020年以來,我們已經幫助無數人建立了富足而充實的人生。不僅是財富,還包括了使命感和成就感。 我們的理念遠不止於傳統和表面的賺錢策略,而是強調內在調整的重要性。 當你調整好你的思維模式,賺錢就會變成自然而然的結果。 我們不僅追求財務上的自由,更追求心靈上的豐盈。人生絕不僅僅是金錢。 我們的目標是成就一個無懈可擊的你。 讓我們一起打破界限,征服世界,成就不凡的你!

Video Description

一旦掌握這7個人生複利公式,你的人生將開始快速成長 https://youtu.be/Uz0awqTLJeA 會員頻道的內容會依照這7個公式,一步步陪你實踐 👉 加入會員頻道,從第1個公式開始實踐:https://bit.ly/goldenrich-members ☕️ 如果你想免費支持我們,這裡有個簡單的方法: 👉 https://bit.ly/GET-IBKR 🙏 點擊連結沒有任何費用,每次點擊都能幫助支持我們的頻道。IB盈透證券:全球領先、備受信賴的投資平台,交易覆蓋150個市場,低成本、資金靈活,是多元化投資的理想選擇! (Disclosures: https://bit.ly/content-disclosure) 2026財富大洗牌:美聯儲降息開啟「偽牛市」,99%的人正在被收割! 哈嘍大家好,歡迎回到堆金積玉,一個希望你越來越有錢的財商成長頻道。 先幫大家快速接一下前面的進度。在十二月初那一期節目裡,我們有提到一個很重要的時間點,12月1號,美聯儲正式結束了這一輪量化緊縮QT。也就是說,過去那段一直在「把水收回去」的階段,告一段落了。 而對那些還是死守朝九晚五、只靠一份工資過日子的朋友來說,這個轉折點,其實一點都不輕鬆。接下來登場的,未必是全面好轉,更像是一個對毫無準備的人極度不友善的「大撒幣時代」。 果不其然,就在12月10號,美聯儲今年第三度降息。即使內部意見其實分歧很大,對未來還要不要繼續降息也沒有完全定調,但他們還是選擇在當地時間週三,把基準利率一次下調0.25個百分點,來到3.50%到3.75%的區間,這個水準,已經是三年來的新低了。這代表資金的方向,已經開始轉彎。 同一時間,市場也在關注另一件事,就是鮑威爾任期結束之後,下一任美聯儲主席會是誰。這個話題其實早就吵得很兇,而川普也已經公開表態,會在2026年初公布人選。這不是八卦,因為新任主席的政策立場,會直接影響利率走勢,也會牽動美元在全球金融體系裡的位置。 所以站在市場的角度來看,一場規模不小的大融漲,其實已經在路上了。 但我必須先把話說清楚,每一次這種等級的資金浪潮,真正受益的,從來都不是最後才進場的人。如果你沒有提前做好準備,等到所有人都在喊創新高的時候才動作,等潮水一退,發現自己在裸泳,那真的悔不當初。 更糟的情況,是在這一波資金大遷徙裡,被整個市場吃乾抹淨。 所以今天這一期節目,我們不談情緒、不喊口號,直接幫你把「大融漲時代的急救說明」整理清楚。五個關鍵思路,帶你重新檢查自己的位置,提前為2026年的個人財務佈局做好準備。 🔔 貼心提醒 訂閱後不要忘記按旁邊的鈴鐺 才不會錯過最新上傳的節目唷 ⚠️ 免責聲明:堆金積玉不是財務顧問,該頻道的所有視頻僅用於教育目的。一切投資都存在風險,儘管可以將風險降至最低,但您的投資完全是您的個人責任,您必須進行自己的研究和調查。該頻道只是在分享個人觀點,不構成投資建議,並不能保證獲得投資收益或損失。

You May Also Like

Upgrade Your Everyday

AI-recommended products based on this video

Loading...
Amazon Echo Show 8 (newest model), With Spatial Audio, Smart Home Hub, and Alexa, Charcoal

Amazon Echo Show 8 (newest model), With Spatial Audio, Smart Home Hub, and Alexa, Charcoal

(21,817)
149.99
PrimeFREE delivery Saturday, June 14
9K+ bought in past month
Loading...
Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, with Active Noise Cancellation, Adaptive Audio, Transparency Mode, Personalized Spatial Audio, USB-C Charging Case, Wireless Charging, H2 Chip
Best Seller

Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, with Active Noise Cancellation, Adaptive Audio, Transparency Mode, Personalized Spatial Audio, USB-C Charging Case, Wireless Charging, H2 Chip

(26,751)
$118.98$114.22
FREE delivery Fri, Oct 17
10K+ bought in past month
Loading...
Wireless Earbuds, Bluetooth 5.4 Headphones, True Wireless Stereo Earphones with IPX7 Waterproof, Noise Cancelling Mic, Fast Charging and Comfort Fit Ear Buds for Sports/Workouts - Black

Wireless Earbuds, Bluetooth 5.4 Headphones, True Wireless Stereo Earphones with IPX7 Waterproof, Noise Cancelling Mic, Fast Charging and Comfort Fit Ear Buds for Sports/Workouts - Black

(1,741)
$19.99
FREE delivery Sun, Jun 22 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat and Water Resistant, USB-C Charging Case, H2 Chip, Up to 30 Hours of Battery Life, Effortless Setup for iPhone
Best Seller

Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat and Water Resistant, USB-C Charging Case, H2 Chip, Up to 30 Hours of Battery Life, Effortless Setup for iPhone

(23,152)
$89.99$83.69
FREE delivery Thu, Sep 4
10K+ bought in past month
Loading...
Apple AirPods Pro 2 Wireless Earbuds, Active Noise Cancellation, Hearing Aid Feature, Bluetooth Headphones, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

Apple AirPods Pro 2 Wireless Earbuds, Active Noise Cancellation, Hearing Aid Feature, Bluetooth Headphones, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

(38,487)
$199.00$187.32
FREE delivery Fri, Oct 3
10K+ bought in past month
Loading...
Smart Watch for Men/Women, 1.95" AMOLED Fitness Tracker Watches with Bluetooth Calls/Flashlight/100+ Sport Modes Heart Rate/Sleep Monitor Ultra Lightweight Ultrathin Design

Smart Watch for Men/Women, 1.95" AMOLED Fitness Tracker Watches with Bluetooth Calls/Flashlight/100+ Sport Modes Heart Rate/Sleep Monitor Ultra Lightweight Ultrathin Design

(0)
17.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
Loading...
Smart Watch for Men Women (Answer/Make Call), 1.96" HD Smartwatch Fitness Activity Tracker, 110+ Sports IP68 Waterproof, Heart Rate/Sleep Monitor/Pedometer/Calories, Fitness Watch for Android iOS

Smart Watch for Men Women (Answer/Make Call), 1.96" HD Smartwatch Fitness Activity Tracker, 110+ Sports IP68 Waterproof, Heart Rate/Sleep Monitor/Pedometer/Calories, Fitness Watch for Android iOS

(550)
24.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
100+ bought in past month
Loading...
Apple Watch Series 10 [GPS 46mm case] Smartwatch with Rose Gold Aluminium Case with Light Blush Sport Band - M/L. Fitness Tracker, ECG App, Always-On Retina Display, Water Resistant
Best Seller

Apple Watch Series 10 [GPS 46mm case] Smartwatch with Rose Gold Aluminium Case with Light Blush Sport Band - M/L. Fitness Tracker, ECG App, Always-On Retina Display, Water Resistant

(7,994)
$329.00$296.10
FREE delivery Thu, Jul 3
1K+ bought in past month
Loading...
Apple Watch Series 10 [GPS 42mm case] Smartwatch with Jet Black Aluminium Case with Black Sport Band - S/M. Fitness Tracker, ECG App, Always-On Retina Display, Water Resistant
Best Seller

Apple Watch Series 10 [GPS 42mm case] Smartwatch with Jet Black Aluminium Case with Black Sport Band - S/M. Fitness Tracker, ECG App, Always-On Retina Display, Water Resistant

(7,993)
$299.00$269.10
FREE delivery Thu, Jul 3
8K+ bought in past month
Loading...
NOCO Boost GB40: 1000A UltraSafe Jump Starter – 12V Lithium Battery Booster Pack, Portable Jump Box, Power Bank & Jumper Cables - for 6.0L Gas and 3.0L Diesel Engines
Best Seller

NOCO Boost GB40: 1000A UltraSafe Jump Starter – 12V Lithium Battery Booster Pack, Portable Jump Box, Power Bank & Jumper Cables - for 6.0L Gas and 3.0L Diesel Engines

(117,789)
$99.95$75.43
FREE delivery Sun, Sep 21
30K+ bought in past month
Loading...
UGREEN Nexode Power Bank 20000mAh 130W Portable Charger 72Wh PD Fast Charging 3-Port USB C Battery Pack with TFT Smart Display for MacBook/iPad/iPhone 16/Samsung S24 and More

UGREEN Nexode Power Bank 20000mAh 130W Portable Charger 72Wh PD Fast Charging 3-Port USB C Battery Pack with TFT Smart Display for MacBook/iPad/iPhone 16/Samsung S24 and More

(1,903)
69.99
PrimeFREE delivery Saturday, June 14
500+ bought in past month
Loading...
ANKER 737 Power Bank, 24,000mAh 3-Port Laptop Portable Charger with 140W Fast Charging, Smart Display, for Outdoor Work, Compatible with iPhone 16/15/14 Series, Vision Pro, Samsung, MacBook, and More

ANKER 737 Power Bank, 24,000mAh 3-Port Laptop Portable Charger with 140W Fast Charging, Smart Display, for Outdoor Work, Compatible with iPhone 16/15/14 Series, Vision Pro, Samsung, MacBook, and More

(13,939)
109.99
FREE delivery Saturday, June 14
9K+ bought in past month
Loading...
VOLTME Portable Charger, Slim 10000mAh 5V/3A Power Bank, USB C in&Out High-Speed Charging Battery Pack, Travel Essentials Dual Output Compatible with iPhone 16 15 14 13 12 Samsung Google iPad etc

VOLTME Portable Charger, Slim 10000mAh 5V/3A Power Bank, USB C in&Out High-Speed Charging Battery Pack, Travel Essentials Dual Output Compatible with iPhone 16 15 14 13 12 Samsung Google iPad etc

(51)
19.99
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
Loading...
Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, with Active Noise Cancellation, Adaptive Audio, Transparency Mode, Personalized Spatial Audio, USB-C Charging Case, Wireless Charging, H2 Chip
Best Seller

Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, with Active Noise Cancellation, Adaptive Audio, Transparency Mode, Personalized Spatial Audio, USB-C Charging Case, Wireless Charging, H2 Chip

(26,751)
$118.98$114.22
FREE delivery Fri, Oct 17
10K+ bought in past month
Loading...
Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat and Water Resistant, USB-C Charging Case, H2 Chip, Up to 30 Hours of Battery Life, Effortless Setup for iPhone
Best Seller

Apple AirPods 4 Wireless Earbuds, Bluetooth Headphones, Personalized Spatial Audio, Sweat and Water Resistant, USB-C Charging Case, H2 Chip, Up to 30 Hours of Battery Life, Effortless Setup for iPhone

(23,152)
$89.99$83.69
FREE delivery Thu, Sep 4
10K+ bought in past month
Loading...
Apple AirPods Pro 2 Wireless Earbuds, Active Noise Cancellation, Hearing Aid Feature, Bluetooth Headphones, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

Apple AirPods Pro 2 Wireless Earbuds, Active Noise Cancellation, Hearing Aid Feature, Bluetooth Headphones, Transparency, Personalized Spatial Audio, High-Fidelity Sound, H2 Chip, USB-C Charging

(38,487)
$199.00$187.32
FREE delivery Fri, Oct 3
10K+ bought in past month
Loading...
Bose QuietComfort Bluetooth Headphones, Wireless Headphones with Active Over Ear Noise Cancelling and Mic, Deep Bass, Up to 24 Hours of Playtime, White Smoke

Bose QuietComfort Bluetooth Headphones, Wireless Headphones with Active Over Ear Noise Cancelling and Mic, Deep Bass, Up to 24 Hours of Playtime, White Smoke

(10,961)
249.00
FREE delivery Wednesday, June 11.
1K+ bought in past month
Loading...
Barnyard Designs Indoor Herb Garden Planter Set with Tray, Metal Windowsill Plant Pots with Drainage for Outdoor or Indoor Plants, Set/3 (Black)

Barnyard Designs Indoor Herb Garden Planter Set with Tray, Metal Windowsill Plant Pots with Drainage for Outdoor or Indoor Plants, Set/3 (Black)

(3,684)
26.95
PrimeFREE delivery Saturday, June 14 on orders shipped by Amazon over $35
100+ bought in past month
Loading...
Eye Contact Web Camera for Desktop Computer – 1080P USB Camera with Microphone & Stand, Center Cam for Laptop or Desktop, Manual Focus, Plug & Play for macOS & Windows(Black)

Eye Contact Web Camera for Desktop Computer – 1080P USB Camera with Microphone & Stand, Center Cam for Laptop or Desktop, Manual Focus, Plug & Play for macOS & Windows(Black)

(96)
37.39
PrimeFREE delivery Saturday, June 14
100+ bought in past month
Loading...
PEHAEL 3+3Pack for iPhone 17 Pro Max Privacy Screen Protector with Camera Lens Protector Full Coverage Anti-Spy Tempered Glass Film 9H Hardness Easy Installation Bubble Free [6.9 inch]

PEHAEL 3+3Pack for iPhone 17 Pro Max Privacy Screen Protector with Camera Lens Protector Full Coverage Anti-Spy Tempered Glass Film 9H Hardness Easy Installation Bubble Free [6.9 inch]

(151,641)
$7.99$6.39
FREE delivery Mon, Sep 29 on $35 of items shipped by Amazon
New on Amazon in past month
Loading...
Ailun 3 Pack Screen Protector for iPhone 16 Pro Max [6.9 inch] + 3 Pack Camera Lens Protector with Installation Frame,Sensor Protection,Dynamic Island Compatible,Case Friendly Tempered Glass Film

Ailun 3 Pack Screen Protector for iPhone 16 Pro Max [6.9 inch] + 3 Pack Camera Lens Protector with Installation Frame,Sensor Protection,Dynamic Island Compatible,Case Friendly Tempered Glass Film

(362,029)
$7.63
FREE delivery Wed, Aug 20 on $35 of items shipped by Amazon
10K+ bought in past month
Loading...
2025 AI Portable Fan Rechargeable, 4 Speeds 6600RPM Strong Airflow, Personal Waist Fan with up to 25H of Working Time, Hands-Free Hanging Neck Fan, Wearable Belt Fan for Camping, Outdoor, Jobsite

2025 AI Portable Fan Rechargeable, 4 Speeds 6600RPM Strong Airflow, Personal Waist Fan with up to 25H of Working Time, Hands-Free Hanging Neck Fan, Wearable Belt Fan for Camping, Outdoor, Jobsite

(1,636)
$19.98
FREE delivery Thu, Jul 3 on $35 of items shipped by Amazon
40K+ bought in past month