Video Description

💡 Build your own platform and own your audience with Ghost. Publish content, send newsletters, and monetize with zero transaction fees. Get 10% off your first payment: https://ghost.org?via=slidebean70 (or snap the QR code in the video) – 💡 Want to turn broken systems into opportunities—and tech into leverage, not a liability? Try Slidebean: https://yt.slidebean.com/7e9 🚀 For weekly stories at the edge of collapsing pensions, tech revolutions, and financial power: Join The Startup Club: https://yt.slidebean.com/lwu #slidebean #startups #ponzischeme #pensions – Subscribe to the Startup Club YT channel ► https://www.youtube.com/@StartupClubTV – Recommended video: https://youtu.be/WVEgKFQeG4E – Pensions were built like a pyramid—and we’re running out of people to stack on the bottom. In this video, we break down the math behind Social Security, rising retirement ages, and the collapsing pension systems in the U.S., Europe, and Japan. Why isn’t the system working anymore? What happens when retirees outnumber workers? And is there any hope for our generation to retire? [Sources] The mathematics of Ponzi schemes https://www.researchgate.net/publication/46490932_The_mathematics_of_Ponzi_schemes US Social Security Administration https://www.ssa.gov/policy/docs/ssb/v75n1/v75n1p1.html US Census Bureau – Population Projections https://www.census.gov/newsroom/press-releases/2023/population-projections.html OECD – Pension spending indicator https://www.oecd.org/en/data/indicators/pension-spending.html OECD (paper) – “Is it worth raising the normal retirement age?” https://www.oecd.org/content/dam/oecd/en/publications/reports/2024/10/is-it-worth-raising-the-normal-retirement-age_31538ac4/5f2a3b40-en.pdf Our World in Data – Age dependency ratio https://ourworldindata.org/grapher/age-dependency-ratio-old?time=2023 World Bank (fertility rate chart reference) — (no URL provided) PEW Research Center – Workers per retiree projection — (screen capture referenced, no direct URL given) EL País – Spain dependency projections — (no URL provided) PopulationPyramid.net (multiple charts & projections) https://www.populationpyramid.net/germany/2024/ https://www.populationpyramid.net/population-projections/africa+asia+europe+latin-america-and-the-caribbean+northern-america+oceania/ https://www.populationpyramid.net/world/2059/ “Living Longer in an Ageing Europe: A Challenge for Individuals and Societies” https://journals.sagepub.com/doi/full/10.1007/s12290-008-0047-5 “Pensions and Fertility – Back to the Roots” - European Central Bank https://www.ecb.europa.eu/pub/pdf/scpwps/ecbwp1734.pdf Wolf Street – Social Security update (trust fund income/outgo) https://wolfstreet.com/2024/11/04/social-security-update-fiscal-2024-trust-fund-income-outgo-and-deficit/ Mercer CFA Global Pension Index https://www.mercer.com/en-us/insights/investments/market-outlook-and-trends/mercer-cfa-global-pension-index/?utm_source=chatgpt.com Center for Retirement Research at Boston College – “What Risks Do Near Retirees and Retirees Face from Inflation, and How Do They React?” — (no URL provided) BMC Public Health – “Human fertility in relation to education, economy, religion, contraception, and family planning programs” https://bmcpublichealth.biomedcentral.com/counter/pdf/10.1186/s12889-020-8331-7.pdf Ghent University Working Paper – PAYG pension & fertility (wps-feb.ugent.be) https://wps-feb.ugent.be/Papers/wp_14_888.pdf#:~:text=related%20PAYG%20pension%20system,The%20higher%20%28lower%29%20marginal McKinsey – “The economic potential of generative AI — The next productivity frontier” https://www.mckinsey.com/~/media/mckinsey/business%20functions/mckinsey%20digital/our%20insights/the%20economic%20potential%20of%20generative%20ai%20the%20next%20productivity%20frontier/the-economic-potential-of-generative-ai-the-next-productivity-frontier.pdf International Federation of Robotics (IFR) – Global robot density https://ifr.org/news/global-robot-density-in-factories-doubled-in-seven-years/1 Japan Research Institute (JRI) report https://www.jri.co.jp/MediaLibrary/file/report/other/pdf/15311.pdf Noema Magazine – “Here’s How to Share AI’s Future Wealth” https://www.noemamag.com/heres-how-to-share-ais-future-wealth/#:~:text=national%20AI%20ecosystem%2C%20which%20reaps,citizens%20and%20public%20welfare%20projects Future of Humanity Institute (Oxford) – Windfall Clause report https://www.fhi.ox.ac.uk/wp-content/uploads/Windfall-Clause-Report.pdf YouTube clips referenced (pop culture & jokes) https://www.youtube.com/watch?v=vZl7Xz_Xccw https://www.youtube.com/watch?v=gJtsTUPDRJs https://www.youtube.com/watch?v=lC5lsemxaJo – Follow us Twitter aka X: http://twitter.com/slidebean LinkedIn: http://linkedin.com/company/slidebean Instagram: http://instagram.com/slidebean Caya Twitter aka X: http://twitter.com/cayahere LinkedIn: https://www.linkedin.com/in/caya/