Avoid These 7 Debt Mistakes in 2026

Video Description

💳 Drowning in debt or just stuck spinning your wheels? Join Money Coaching and get a personalized plan in 48 hours to pay off faster and finally feel in control, with step-by-step help from me. Join now: https://iwt.com/moneycoaching-yt Credit card balances, minimum payments, and “budgeting harder” won’t make you rich. This video reveals the silent debt traps that keep people broke and the simple systems to escape them, so you can stop guessing and start making real progress. If you’ve ever wondered why it feels like you’re running in place, watch this before you make your next payment. THIS VIDEO IS BROUGHT TO YOU BY ➡️ DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit and use code RAMIT at checkout for 20% off. Ramit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich” and “Money For Couples” 💸 CONSCIOUS SPENDING TEMPLATE * Download it for free: https://iwt.com/csp-youtube 🎟️ COME TO MY NEXT LIVE EVENT * Virtual and In-Person Events: https://iwt.com/events 🤳 CONNECT WITH RAMIT * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit ✅ SUBSCRIBE SO YOU DON’T MISS ANY VIDEOS https://youtube.com/user/ramitsethi/featured/ ⏩ CHAPTERS 00:00 Introduction 00:49 Mistake 1: Only Paying the Minimum 02:49 Mistake 2: Obsessing Over Small Expenses 06:37 Mistake 3: Treating All Debt the Same 09:46 Mistake 4: Ignoring Your Savings 11:00 Mistake 5: DIY With No System 16:34 Mistake 6: Avoiding Debt Conversations 18:59 Mistake 7: Waiting for the ‘Perfect Time’