Common Things People Overlook When Trying to Build Wealth

Rachel Cruze October 31, 2025
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Rachel Cruze

@rachelcruze

About

Hi, I’m Rachel! I love Jesus, pizza and the Enneagram, and I’m the host of The Rachel Cruze Show—which you’ll find here on YouTube, on Facebook, and wherever you listen to podcasts. I teach people how to get out of debt and win with money. As Dave Ramsey's daughter, I was taught from an early age how to give generously, spend wisely, and save for the future. I understand the dangers of debt and have seen firsthand the damage it can do. Learning how to tell my money where to go using a budget was a game changer for me. I found that the more I did it, a budget didn’t limit my freedom—it gave me freedom. And I’m passionate about sharing that so you can experience that freedom too! Since then, as a Ramsey Personality, I’ve written four bestselling books and met people from all walks of life who just want to get their money under control. My message is simple: I want you to take control of your money and create a life you love!

Video Description

📈 Are you on track with the Baby Steps? Get a free personalized plan: https://ter.li/fls0gk Even if you feel confident with the basics of wealth building, you may be missing the mark in some areas. Today, I’m unpacking common things people tend to overlook when trying to build wealth. Next Steps: • 🎥 Watch my video 6 Money Hacks You Should Never Trust (They’re Traps!): https://youtu.be/XM9HL5YFazI?si=-cdnihscw9KIGBf8 • 💵 Sign up for EveryDollar today to create a free budget! https://ter.li/mqvg7p Connect With Our Sponsors: • Learn more about Christian Healthcare Ministries today! ⮕ https://www.chministries.org/budget • Get 20% off your DeleteMe plan when you join. ⮕ https://www.joindeleteme.com/rachel • Go to FAIRWINDS Credit Union for an exclusive account bundle! ⮕ https://www.fairwinds.org/ramsey Explore More From Ramsey Network: 🍸 Smart Money Happy Hour ⮕ https://ter.li/dorhqm 🎙️ The Ramsey Show ⮕ https://ter.li/255573 💸 The Ramsey Show Highlights ⮕ https://ter.li/hiyq7n 🧠 The Dr. John Delony Show ⮕ https://ter.li/htmm6g 💰 George Kamel ⮕ https://ter.li/d9vd8q 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/x5oun6 📈 EntreLeadership ⮕ https://ter.li/bz63zt Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Products: Love Your Life, Not Theirs: https://ter.li/0huseb Rachel Cruze Wallet in Camel: https://ter.li/ngsc5n Baby Steps Millionaires: https://ter.li/an3emv I'm Glad for What I Have by Rachel Cruze: https://ter.li/t1u6cv I'm Glad for Where I Am: https://ter.li/v60zoz I'm Glad When I Can Share: https://ter.li/n40nl3 EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube Know Yourself, Know Your Money: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube_the_rachel_cruze_show&utm_medium=organic_video&utm_campaign=trcs-kykym&utm_term=consumer_products_bu&utm_content=publishing%20-%20description%20-%20trcs-recommended-product%20-%20111424

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