10 Shocking Money Stats of the Average Person (2025)

Nischa November 10, 2025
Video Thumbnail
Nischa Logo

Nischa

@nischa

About

I’m a former Investment Banker (with an accountancy qualification) and on this channel we explore all things personal finance, self development and business. Get my free spending tracker: https://nischa.me/ist/

Video Description

Save 20% on Brilliant’s annual Premium subscription https://brilliant.org/Nischa Download my free Intentional Spending Tracker https://nischa.me/ist Watch The Diary of a CEO podcast with me https://www.youtube.com/watch?v=NxTsA72O5x0 In this video, I share 10 surprising money stats that reveal what the average person’s finances really look like - from income and savings to debt and retirement. My products: 📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist 📊 How & Where to Invest LIVE Workshop (free): https://nischa.me/investyt 📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 TIMESTAMPS: 00:00 Intro 00:38 How much the average person really earns 03:06 How dangerous timing the market can be 04:31 How many people are financially literate? 05:36 How many people have an emergency fund? 07:08 How much people actually save for retirement 09:35 How important are your savings? 11:07 Even high earners are living paycheck to paycheck 12:28 Car loans 13:08 Average student debt 14:51 How many millionaires are there in the world? DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

Budget-Friendly Finance Tools

AI-recommended products based on this video

Loading...
Learn A Lot While You Sit On The Pot: Fascinating Trivia and Fun Facts About Science, History, Sports, Pop Culture, Technology, Mind Puzzles, and So Much More!

Learn A Lot While You Sit On The Pot: Fascinating Trivia and Fun Facts About Science, History, Sports, Pop Culture, Technology, Mind Puzzles, and So Much More!

(1,115)
$16.87
FREE delivery Wed, Dec 31 on your first order
Loading...
Chair Yoga: Sit, Stretch, and Strengthen Your Way to a Happier, Healthier You

Chair Yoga: Sit, Stretch, and Strengthen Your Way to a Happier, Healthier You

(1,058)
$0.00$24.38
PrimeAvailable instantly
Loading...
You with the Sad Eyes: A Memoir

You with the Sad Eyes: A Memoir

(549)
$31.50
FREE delivery Fri, Mar 27 on your first order
Loading...
You are an Amazing Girl: A Collection of Inspiring Stories about Courage, Friendship, Inner Strength and Self-Confidence
Best Seller

You are an Amazing Girl: A Collection of Inspiring Stories about Courage, Friendship, Inner Strength and Self-Confidence

(6,038)
$14.50$11.99
FREE delivery Sat, Jun 14 on your first order
Loading...
furid RFID Wallet for Men Slim Minimalist : Metal Wallet with Money Clip - Credit Card Holder Wallets for Men Gift - Front Pocket Wallet

furid RFID Wallet for Men Slim Minimalist : Metal Wallet with Money Clip - Credit Card Holder Wallets for Men Gift - Front Pocket Wallet

(324)
$12.79
FREE delivery Sat, Jun 14 on your first order
Loading...
Swallowmall Genuine Leather Wallets for Mens RFID Blocking Slim Bifold Wallets Credit Card Holder with ID Window and 13 Card Slots for Him

Swallowmall Genuine Leather Wallets for Mens RFID Blocking Slim Bifold Wallets Credit Card Holder with ID Window and 13 Card Slots for Him

(1,520)
$39.99
FREE delivery Mon, Jun 16
100+ bought in past month
Loading...
iWEOCO Compatible with Samsung S25 Case Wallet Genuine Leather Anti-Theft RFID Blocking Stand Strong Magnetic Clasp Closure Cash Credit Card Slots Protective Samsung S25 Wallet Case (Rose Gold)

iWEOCO Compatible with Samsung S25 Case Wallet Genuine Leather Anti-Theft RFID Blocking Stand Strong Magnetic Clasp Closure Cash Credit Card Slots Protective Samsung S25 Wallet Case (Rose Gold)

(19)
$16.98$16.13
FREE delivery Sat, Jun 14 on your first order
Loading...
Asuwish Phone Case for Samsung Galaxy S24 Plus/S25 Plus S24+ S25+ 5G Wallet Cover with Screen Protector Flip Credit Card Holder Cell Accessories S24Plus 24S + S 24 24+ S25Plus 25S 25+ Women Men Purple

Asuwish Phone Case for Samsung Galaxy S24 Plus/S25 Plus S24+ S25+ 5G Wallet Cover with Screen Protector Flip Credit Card Holder Cell Accessories S24Plus 24S + S 24 24+ S25Plus 25S 25+ Women Men Purple

(6)
$16.59
FREE delivery Sat, Jun 14 on your first order