The Ideal Order Of Investing (Step By Step)
Alice Cheung
@aliceceecpaAbout
I grew up in a modest immigrant family and became a millionaire at 32 through real estate, stocks, and business. I make videos sharing my personal finance & investing tips to help you get rich :) Professionally I have a corporate finance background. I am a qualified chartered accountant and CFO that runs a wealth management and accounting practice serving clients in North America. I occasionally post podcast episodes on business and entrepreneurship because thatβs what I love talking about.
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π‘ 20% OFF Seeking Alpha Premium - https://link.seekingalpha.com/4KHDMBC/4G6SHH/ π‘ $50 OFF Seeking Alpha Picks - https://link.seekingalpha.com/4KHDMBC/4HKP84/ This video is sponsored by Seeking Alpha. In this video, I talk about the optimal or ideal order of investing, explained step by step, from self taught experience and also as a CPA as well. If you want to create wealth, understanding how to allocate your money for tax and opportunity cost purposes is really important. I cover: β The correct order to invest your money β How to build your foundation before investing to protect yourself β When to prioritize 401k contributions, Roth IRAs, and HSAs (including annual 2025 limits) β Why paying off high-interest debt is necessary β How to create a full emergency fund without losing investing momentum β The tax strategies as a W2 employee that keep more money in your pocket β How to invest for both short-term vs long-term goals β When to start contributing to a taxable brokerage account CHAPTERS 00:00 Introduction 01:02 Level 1 02:57 Level 2 05:08 Level 3 08:44 Level 4 10:23 Level 5 13:03 Level 6 14:26 Level 7 FREEBIES π’ Ultimate Personal Finance Tracker - https://www.alicecee.com/personalfinancetracker π’ Why Net Worth Skyrockets At 100k - https://www.alicecee.com/networth100k RELATED VIDEOS π΅ My Favourite High Yield Dividend ETFs - https://youtu.be/1nwDNX9bx2Y π΅ How I'd Invest $10,000 in 2025 - https://youtu.be/Z5Vzxyl10Eo π΅ How Much $ Do You Need To Live Off Dividends - https://youtu.be/70dUpEQXvkw π΅ Biggest Investing Mistakes That High Earners Make - https://youtu.be/8kJnuencaAg WHERE YOU CAN FIND ME π’ SUBSCRIBE TO MY PODCAST - https://open.spotify.com/show/6VCEJZeJmLKQ9fjudIXvlP π’ JOIN MY NEWSLETTER - https://www.financeplaybook.io/ π’ INSTAGRAM - https://www.instagram.com/alicecee_/ π’ THREADS- https://www.threads.com/@alicecee_ π’ TWITTER - https://x.com/TheAliceCee π’ LINKEDIN - https://www.linkedin.com/in/alicecee/ AFFILIATE DISCLOSURE: Some of the links in this video's description are affiliate links, meaning, at no additional cost to you, the owner may earn a commission if you click through, make a purchase, and/or opt-in.
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