This Is The Only Withdrawal Strategy That Applies To An Early Retirement

Video Description

Interested in a custom strategy to retire early? → https://vwo3759x8i7.typeform.com/earlyretirement Get access to the same software I use for my clients and join the Early Retirement Academy here → https://ari-taublieb.mykajabi.com/early-retirement-academy This video will go over the best ways to withdraw money in retirement to ensure you never run out. I emphasize a dynamic approach, using a real-life example of using Roth conversions to maximize retirement savings and examining the limitations of the 4% rule. I will also provide practical steps for withdrawals, starting with cash, then brokerage accounts, pre-tax assets, and finally Roth IRAs. –––––––––––––––––––––––––––––– Time Stamp 00:00 Intro  01:10 Adjusting Spending Based on Market Performance. 02:56 Real-Life Example of a Client  04:00  Roth Conversions During a Market Downturn. 05:45 Follow Dynamic Approach  06:35 Introducing 4% Rule  08:49 Main Issue With 4% Rule  10:30 Cash vs Managing Other Accounts  12:30 Doing a Real Tax Planning 15:13 Pro Tips for My Clients  17:15 Summary  17:40 Work With Us –––––––––––––––––––––––––––––– PODCAST - https://earlyretirementpodcast.com/ INSTAGRAM - https://www.instagram.com/earlyretirementari/ LINKEDIN - https://www.linkedin.com/in/aritaublieb/ What video topic would you like to see discussed in a future video? Ari Taublieb, CFP®, MBA, is the Vice President of Root Financial Partners (Fiduciary) and host of the Early Retirement Podcast. –––––––––––––––––––––––––––––– 📣 Are you taking advantage of tax planning before 2026? Most people hoping to retire early know they're leaving money on the table but don't know how to fix it. 👉 Subscribe to our channel and press the bell icon. ––––––––––––––––––––––––––––– ⚠️ "DISCLAIMER:⚠️ Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation. The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal. Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements. Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.