Why $1.5M Is Enough To Retire If You Want To Spend Like This

Video Description

We hear it all the time: “You need $2 to $3 million to retire.” But that number doesn’t reflect your life, it reflects a headline. In this episode, we walk through why your retirement plan should start with your spending needs, not someone else’s benchmark. Because what matters most isn’t the size of your portfolio—it’s how well it supports the life you actually want to live. Here’s what we cover: - Why many retirees can live comfortably on $60K–$75K/year from a well-built $1.5M portfolio - How flexible withdrawal strategies help your plan adapt over time - The role of Social Security and how it offsets pressure on your investments - A real example of a retirement budget—housing, healthcare, travel, and more - Why so many retirees underspend, even when the numbers say they’re more than okay Whether you’re just starting to plan or nearing the transition, our hope is that this episode helps shift you from worry to clarity—and reminds you that retirement isn’t a number. It’s a strategy. Interested in a custom strategy to retire early? → https://www.rootfinancial.com/start-here/ Get access to the same software I use in my videos and join the Early Retirement Academy here → https://ari-taublieb.mykajabi.com/early-retirement-academy –––––––––––––––––––––––––––––– Time Stamp 00:00 - Don't Compare Your Retirement to Others 03:53 - "Yes, If..." 04:54 - Breaking Down a $60,000 Retirement Budget 07:17 - The Guardrails Approach to Withdrawals 10:30 - Social Security's Impact on Retirement Needs 12:05 - What You Should Think About 13:15 - Final Thoughts & Disclosure –––––––––––––––––––––––––––––– PODCAST - https://earlyretirementpodcast.com/ INSTAGRAM - https://www.instagram.com/earlyretirementari/ LINKEDIN - https://www.linkedin.com/in/aritaublieb/ What video topic would you like to see discussed in a future video? Ari Taublieb, CFP®, MBA, is the Chief Growth Officer of Root Financial Partners (Fiduciary) and host of the Early Retirement Podcast. –––––––––––––––––––––––––––––– 📣 Are you taking advantage of tax planning before 2026? Most people hoping to retire early know they're leaving money on the table but don't know how to fix it. 👉 Subscribe to our channel and press the bell icon. ––––––––––––––––––––––––––––– Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation. The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal. Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.