【退休金必看】退休金只需要200萬！40歲開始理財也來得及，退休其實很簡單｜ft. 怪老子、葉芷娟【ETF錢滾錢】EP65
【CMoney理財寶】官方頻道
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November 12, 2025
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40歲才開始理財來得及嗎？本集《#ETF錢滾錢》邀請 #怪老子 實測退休金試算公式：月花5萬實際只要準備200萬？！面對台股2萬8千點高點，他教你如何用50%股票＋50%債券的配置法穩穩進場不怕套牢，還有退休族最常問的勞保該月領還是一次領？這集讓你安心規劃退休金，現在開始不嫌晚！ （錄影時間：2025/11/3） 本集3大重點： ⭐ 投資永遠不嫌晚 ⭐ 退休金只需要準備200萬 ⭐ 現金、股票、債券做退休配置 本集通關密語，希望你在留言區告訴我們 💬「你希望退休時一個月有多少現金流呢？」💬 📣有任何不同的看法，歡迎大家幫忙按讚、分享、討論📣 💖雙11限定好康！ 心靈療癒暢銷書《蛤蟆先生去看心理師》影音說書，限量銅板價只要11元！ 參加發票載具活動，還能抽 #2萬現金 大獎 錯過再等一年！聽一本書療癒自己吧～ 大師說書超值購 👉 https://cmy.tw/00Ao0B (👇按時間 可以跳轉到喜歡的片段喔) 00:00 精彩片段 02:43 40歲才開始來得及嗎？ 05:45 退休金不用存很多！ 13:06 現在還能進場投資？ 16:47 通膨吃掉多少消費力？ 20:05 退休後現金流哪裡來？ 29:32 退休ETF配置簡單就是美！ 31:38 結論 #ETF #債券 #退休金 #股債配置 #高股息ETF #勞保 #勞退 #40歲理財 #退休要準備多少錢 #退休金試算 #股債怎麼配 #台股高點怎麼投資 #高股息ETF能退休嗎 #勞保怎麼領 #勞退怎麼領 #退休現金流來源 #月領5萬退休方案 【錢粉福利】 #免費試閱 一個人限領一次 限量序號領取：《Money錢》最新一期掌握財經趨勢 ⭐開通方法： 1.點擊網址 https://cmy.tw/00AVvQ 2.手機APP商店下載《Money錢》APP 或在Money錢官網會員中心網頁隨時閱讀電子雜誌！ ※貼心提醒：留言請保持禮貌運動、理性討論，違反社群規範或人身攻擊可能會遭檢舉喔 完全免費🤫查看ETF的最新排行、計算每月退休領多少? 存股、投資ETF必備免費工具｜先看教學圖文 https://cmy.tw/00CBx8 ETF存股計畫APP｜存股收益一鍵試算 👉 https://www.cmoney.tw/r/194/2irx08 喜歡我們的影片，請幫忙按讚、訂閱、分享唷！ 學習更多正確投資方法，訂閱CMoney School： https://www.youtube.com/c/CMoneySchool
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