Millionaire CFA Staying On Rent In Delhi Ft.@Sanjay_Kathuria  | KwK #89

Video Description

➡ Order my first book 'Acing CA' here: https://www.amazon.in/dp/8195816886?ref_=cm_sw_r_cp_ud_dp_X13KX7DBZEK4FDZ2ATBX ➡ Order my book 'Unlocking Unicorn Secrets' here: https://www.amazon.in/dp/0143461605?ref_=cm_sw_r_cp_ud_dp_2N298HH57745310Z4TAM Embark on a journey of financial independence with Sanjay Kathuria, an accomplished figure in option trading and finance consultancy industry. In this episode of Konversation with Kushal, Sanjay shares insights drawn from his own financial success, boasting a portfolio of 6 Cr in investments and a thriving passive income stream. Simplifying the path to financial freedom, Sanjay advocates for three straightforward rules: the 1/3rd rule for budgeting, dividing income into expenses, investments, and taxes; the Passive Income Rule, emphasizing the importance of generating passive income to cover expenses; and the No BNPL Rule, cautioning against the dangers of Buy Now, Pay Later schemes without secure passive income. Whether you're a GenZ or anyone eager to fortify their financial future, this podcast offers actionable strategies and real-life examples to guide you towards financial empowerment. Tune in to this episode of Konversation with Kushal and take your first step towards achieving your financial goals. Time Stamps: 00:00 - Introduction 01:40 - How Sanjay achieved a mini retirement at 40? 04:38 - A breakdown of Sanjay's income & expenses 06:55 - Sanjay's investment strategy & asset allocation 09:42 - How much is Sanjay's investment portfolio? 10:49 - Sanjay on Option Trading 12:09 - Advise to generate passive income 15:52 - How much should a 21-year-old invest in SIP's? 16:57 - Sanjay's biggest splurge 17:47 - Credit card vs Buy Now Pay Later (BNPL) 20:49 - Sanjay's Money Mistakes & Closing Thoughts Follow our guest, Sanjay Kathuria on Social Media: 📝 LinkedIn: https://www.linkedin.com/in/sanjaykathuria/ 📷 Instagram: https://www.instagram.com/financebysanjay/ 🎥 YouTube: https://youtube.com/@Sanjay_Kathuria Follow Kushal Lodha on Social Media: 📝 LinkedIn: https://in.linkedin.com/in/kushallodha548 📷 Instagram: https://www.instagram.com/kushallodha548/ 📱 Twitter: https://twitter.com/kushallodha548 Follow KAGR Club on Social Media: 📝 LinkedIn: https://www.linkedin.com/company/kagr-club/ 📷 Instagram: https://www.instagram.com/kagrclub/ 🎥 YouTube: https://www.youtube.com/@KAGR #kushallodha #personalfinance #millionaire