Mutual Fund Expert REVEALS Best Funds To Invest In | Kushal Lodha #252

Video Description

Protect Your Loved Ones with Axis Max Life’s Smart Term Plan Plus – Get ₹2 Cr life cover starting from just ₹876/month with a solid 99.7% Claim Settlement Ratio and special discounts for salaried individuals & women. 👉 Check it out here: https://rebrand.ly/Nov/KushalLodha/YT ➡ Recommend A Guest For Our Podcast Here - https://forms.gle/eotmhzWMx6KpJQH86 ➡ Join This Group To Be Invited To Future Offline KwK Events in Mumbai: https://chat.whatsapp.com/F3MbHDPwTwC... In this episode, I sat down with Dhirendra Kumar, the Founder and CEO of Value Research, for a deep dive into his decades-long investing journey. Dhirendra shared insights from his very first investment back in 1990 during the Harshad Mehta era and revealed some of his all-time top-performing mutual funds, like the Franklin Tax Shield. We discussed his personal investment philosophy, including his 100% equity allocation (split between mutual funds and stocks) and his non-negotiable rule for stock picking: earnings must be supported by cash flow. Highlights from our conversation include: His Personal CAGR: Dhirendra shared that his mutual fund portfolio has generated an 18-19% CAGR, with his direct stocks achieving a 22-23% CAGR. Stock-Picking Thesis: He walked me through his detailed analysis for investing in companies like InterGlobe Aviation (IndiGo), Coromandel International, and VST Tillers. Long-Term SIPs: He told the incredible story of how a long-term SIP in the HDFC Flexi Cap Fund, started for his daughter, ultimately sponsored her master's degree in the US. Market Views: He gave his take on gold as an asset, the Quant mutual fund front-running crisis, and his optimistic outlook on WhiteOak Capital Mutual Fund. Advice for New Investors: He provided a clear framework for young investors, emphasizing the power of SIPs and warning against common pitfalls like NFOs and thematic funds. 💡 Don’t forget to like, share, and subscribe for more such insightful conversations with top achievers from across the world! #kushallodha #investingwisdom #stockmarketindia #wealthcreation #longterminvesting #financepodcast #investmentstrategy ➡ Order my book 'Acing CA' here: https://www.amazon.in/dp/8195816886?ref_=cm_sw_r_cp_ud_dp_X13KX7DBZEK4FDZ2ATBX ➡ Order my book 'Unlocking Unicorn Secrets' here: https://www.amazon.in/dp/0143461605?ref_=cm_sw_r_cp_ud_dp_2N298HH57745310Z4TAM Follow Kushal Lodha on Social Media: 📝 LinkedIn: https://in.linkedin.com/in/kushallodha548 📷 Instagram: https://www.instagram.com/kushallodha548/ 📱 Twitter: https://twitter.com/kushallodha548 Follow Dhirendra on Social Media: 📝 LinkedIn: https://www.linkedin.com/in/dhirendra-kumar-0b0aa06/ 📱 Twitter: https://x.com/dhirendra_vr Timestamp: 00:00 Trailer & Introduction 02:54 Investment in First Mutual Fund 10:37 Open-Ended vs Close-Ended Funds 13:02 Personal Asset Allocation 18:13 Gold & Silver: Detailed Discussion 29:30 Returns on Personal Portfolio 35:45 Right Amount of Stocks & Mutual Funds 48:22 Top 3 Mutual Fund Investments 57:14 Is Investing in Index Funds a Good Idea? 1:05:32 Dhirendra’s Favourite Mutual Funds 1:16:16 What Should Young Investors Do? 1:20:42 Quant Mutual Fund Incident: Deep Dive 1:32:27 Viewpoint on WhiteOak Capital 1:35:24 What Should Investors Consider Before Investing? 1:40:29 Investing in IPOs? 1:44:17 Framework for Stock Investing 2:08:52 How to Determine ‘Fair Value’? 2:16:21 Lessons from Late Mr. Parag Parikh 2:18:20 Conclusion 2:18:43 Outro #kushallodha